Manager - Compliance

Lemonn | Making Trading Easy and Accessible For India; Bengaluru; Hybride; INR 2 200 000 - 3 500 000; Plein temps

Avantages offerts par ce poste

Maternity leave

Paternity leave

Parental benefits

Résumé du poste

PeepalCo in Bengaluru (Hybrid) seeks an experienced AML/CFT Compliance professional to lead transaction monitoring, investigations and regulatory reporting within a fast-growing crypto-enabled environment. You will work on STR preparation, screening, and travel rule compliance, coordinate with law enforcement and FIU-IND, and mentor junior analysts while upholding strict data and audit controls.

CAMS certification is mandatory, with 5–8 years of relevant experience across regulated financial

Qualifications

• CAMS certification mandatory and hands-on AML/CFT experience.
• 5–8 years total experience with at least 3 years in AML/CFT on a VDA platform or regulated financial services.
• Strong knowledge of PMLA and FIU-IND requirements; FATF guidance relevance.
• Proven ability to analyze transaction data and document clear investigations.
• Excellent written and verbal communication; capable of regulatory reporting.

Responsabilités

• Lead transaction monitoring reviews and AML investigations across fiat and digital assets.
• Prepare high-quality STRs with evidence-based narratives and escalation as needed.
• Ensure regulatory reporting and KYC/EDD compliance within timelines.
• Coordinate with law enforcement and FIU-IND; manage information requests.
• Mentor junior analysts and strengthen investigative workflows with Product/Engineering teams.

Connaissances

CAMS certification

AML/CFT expertise

Transaction monitoring

STR preparation

Regulatory reporting

Data analysis

Communication skills

Law enforcement liaison

Outils

Excel

SQL

Chainalysis Reactor/KYT

TRM Labs

Elliptic

Description du poste

About CoinSwitch

CoinSwitch is one of India's leading crypto investment platforms and is registered with FIU-IND as a Virtual Digital Asset Service Provider (VDA SP).

About CoinSwitch

CoinSwitch is one of India's leading crypto investment platforms and is registered with FIU-IND as a Virtual Digital Asset Service Provider (VDA SP).

Our Compliance team works across AML/CFT controls, transaction monitoring, blockchain investigations, customer due diligence, regulatory reporting and engagement with FIU-IND and law enforcement agencies. We work closely with internal teams to strengthen controls, address emerging risks and meet our regulatory obligations.

What you’ll do

Transaction Monitoring and AML Investigations

• Lead the review and investigation of transaction monitoring alerts across fiat and virtual digital asset transactions, including complex and high-risk cases.
• Assess suspicious activity, determine appropriate escalation and reporting, and prepare high-quality Suspicious Transaction Reports (STRs) with clear, evidence-based narratives.
• Review transaction monitoring scenarios, thresholds and red flags to improve detection effectiveness and reduce false positives.
• Identify emerging typologies, unusual transaction patterns and potential misuse of the platform, and translate findings into actionable control improvements.

Blockchain Analytics and Travel Rule Compliance

• Conduct blockchain investigations using analytics tools to trace fund flows, assess wallet exposure and investigate links to illicit activity, including scams, darknet services, mixers and sanctioned entities.
• Review virtual asset deposits and relevant wallet exposure alerts, document findings and take appropriate action in line with internal policies and regulatory requirements.
• Support Travel Rule compliance, including information exchange with counterparty VASPs, and review cases involving unhosted wallets in accordance with applicable requirements.

Regulatory Compliance and FIU-IND Reporting

• Ensure timely and accurate filing of STRs and other applicable regulatory reports in accordance with PMLA, the PML Rules and FIU-IND requirements.
• Oversee compliance with customer due diligence, beneficial ownership identification, risk categorisation, periodic KYC updates and enhanced due diligence requirements.
• Ensure appropriate maintenance and retrieval of KYC, transaction and investigation records in accordance with applicable record-retention requirements.
• Monitor regulatory circulars, advisories, notifications and emerging AML/CFT typologies, and assess their impact on existing policies, controls and procedures.
• Support the Designated Director and Principal Officer in meeting applicable regulatory obligations, including independent AML/CFT audits and remediation of audit observations.

KYC, Screening and Enhanced Due Diligence

• Oversee customer screening against applicable sanctions lists, PEP databases, adverse media and other relevant watchlists.
• Review screening matches, ensure appropriate disposition of potential matches and support timely action on applicable sanctions and freezing requirements.
• Review high‑risk customers and transactions, including complex fund flows, high‑value activity and cases requiring enhanced due diligence.
• Strengthen customer risk assessment and ongoing monitoring processes based on customer profiles, transaction behaviour and emerging risk indicators.

Law Enforcement and Regulatory Engagement

• Manage responses to requests from law enforcement agencies, FIU-IND and other competent authorities, including information requests, notices and account‑related directions.
• Coordinate the collection, validation and submission of relevant customer, transaction and investigation records within prescribed timelines.
• Support regulatory inspections, compliance reviews, audits and information requests, ensuring that responses are accurate, complete and appropriately documented.
• Track regulatory observations and agreed action plans through to closure, working with relevant stakeholders where required.

Compliance Governance, Reporting and Team Management

• Prepare management updates and periodic compliance reports covering key risks, suspicious activity trends, control effectiveness and regulatory developments.
• Contribute to enterprise‑wide AML/CFT risk assessments and periodic reviews of policies, procedures and internal controls.
• Work with Product, Engineering, Data and Operations teams to strengthen monitoring capabilities, improve investigative workflows and address identified control gaps.
• Maintain clear investigation records, case documentation and audit trails to support regulatory scrutiny and internal reviews.
• Guide analysts on case investigations, STR quality, screening decisions and escalation standards, while supporting ongoing training and capability development.

What we're looking for

• Mandatory: CAMS certification from ACAMS.
• 5–8 years of overall professional experience, including at least 3 years of hands‑on AML/CFT experience in a VDA platform, bank, NBFC, payments company, brokerage or a comparable regulated financial services environment.
• Strong working knowledge of PMLA, 2002, the Prevention of Money‑laundering (Maintenance of Records) Rules, 2005, and FIU-IND's AML/CFT requirements for VDA SPs.
• A sound understanding of FATF Recommendations, particularly Recommendations 15 and 16, and their relevance to virtual asset activities.
• Practical experience in transaction monitoring, suspicious transaction investigations and STR preparation and filing.
• Experience handling law enforcement requests, regulatory information requests and time-sensitive compliance matters.
• The ability to analyse transaction data, identify patterns and draw meaningful conclusions using Excel and, preferably, SQL or similar data analysis tools.
• Strong written and verbal communication skills, with the ability to prepare clear investigation reports, regulatory responses and management updates.
• Good judgement, attention to detail and the ability to independently manage complex cases while guiding junior team members.

Good to have

• Hands‑on experience with blockchain analytics tools such as Chainalysis Reactor/KYT, TRM Labs or Elliptic.
• Experience working with transaction monitoring, screening or case management systems, including rule configuration, threshold optimisation and control testing.
• Exposure to Travel Rule implementation and interactions with counterparty VASPs.
• Experience with virtual asset regulatory frameworks outside India, including VARA (Dubai) or CBB (Bahrain).
• Additional certifications such as CCAS, CFE or ICA qualifications.

Location: Bengaluru (Hybrid)

Experience: 5–8 years, including at least 3 years of hands‑on AML/CFT experience

Certification: CAMS (ACAMS) – Mandatory

Life at PeepalCo

• We take great pride in what we do and are committed to our mission. And we have a lot of fun while at it!Here’s how we do things at PeepalCo:Customer-first: That’s the North Star. Everything we do is to make our users’ investment experience better and simplified.
• Ownership: We don’t sport lab coats, but we experiment—a lot. And we take ownership. We even have a catchphrase for this: Think big, fail fast, and build better.
• Data-driven: The source of truth. Simple as that.
• Fun: PS5, anyone? Or do you prefer Foosball? Or perhaps Carrom? And yes, our HR team has a whole list of activities: Disco nights, offsites, gift boxes, and more!
• Speaking of lists, the perks and benefits are so extensive, this space isn’t enough. Here are a few:Parenthood: Up to 8 months of Maternity leave and 1 month of Paternity leave
• Gender Reassignment Surgery: Be the best version of you! We’ll support you and reimburse your medical bill.

Disclaimer: We are an equal opportunity employer committed to building a respectful and empowering work environment for all people to freely express themselves amongst colleagues who embrace diversity in all respects. Including fresh voices and unique points of view in all aspects of our business not only creates an environment where we can all grow and thrive but also increases our potential to produce work that better represents—and resonates with—the world around us.