Legal Officer

Equitas Small Finance Bank Ltd.; Thuvakudi; On-site; INR 350,000 - 550,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Legal Officer in Tamil Nadu to handle the end-to-end legal aspects of lending, including LAP and housing finance processes. The role requires coordinating with connectors, assessing borrower income, supervising documentation, and ensuring timely repayments.

A team-oriented individual who can drive results is preferred. The position falls under the Mortgages department with a focus on inclusive banking products and efficient service delivery.

Qualifications

• Legal knowledge pertinent to banking and lending products.
• Ability to coordinate with internal teams and external partners.
• Strong communication and documentation skills.
• Attention to accuracy in loan processing and compliance.

Responsibilities

• Sourcing of LAP & Housing finance through connectors & self-sourcing.
• Empanelment of new connectors to source business in HF & LAP.
• Process of LAP & Micro Housing loan by assessing income via discussion, field visits and documentation.
• Track and ensure repayments of the loan disbursed.
• Lead generation & conversion for existing customers needing LAP/housing finance.
• Ensure delivery of Equitas products and services with prompt repayment.

Skills

Legal knowledge

Teamwork

Communication

Job description

External Title Legal Officer

Employment Type Permanent

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Legal

Generic Role Legal Officer

External Title (Job Role) Legal Officer

Division Inclusive Banking - SBL

Zone South

State Tamil Nadu

Region Mailaduthurai

Branch Code 1289

Key Responsibilities:

• Sourcing of LAP & Housing finance through connectors & self-sourcing.
• Empanelment of New connecters to source business in HF & LAP
• Process of LAP & Micro Housing loan by accessing their income through personal discussion & field Visit & documentation.
• Track and Ensure Repayments of the Loan disbursed
• An Individual player with high performance and be a team player
• To Build and Nurture team & enable them to achieve high performance as per the branch capacity & budget.
• Lead generation & conversion for existing customers who require LAP/housing finance.
• Ensure consistent delivery of Equitas products and services and prompt repayment in an efficient and cost effective manner
• Sourcing & Completion of Loan document application form and follow-up to be don till disbursement stage