Home Loan Executive

SBI Securities; Jhansi; On-site; INR 200,000 - 450,000; Full time

Job summary

SBI Securities seeks a Home Loan Executive to work on-site in Jhansi, engaging with customers to explain loan products and guide them through applications. The role involves validating eligibility, coordinating approvals, and ensuring smooth disbursal while maintaining records and compliance.

Travel within the local market may be required. The candidate will build relationships in Jhansi, generate leads, and support business targets, leveraging banking literacy and customer service excellence to

Qualifications

• Strong customer service and relationship management skills.
• Ability to review income documents and assess loan eligibility.
• Experience with loan processing systems or CRM tools preferred.
• Excellent English and local language communication skills.

Responsibilities

• Generate leads and contribute to sales targets.
• Explain home loan products, rates, and repayment options to customers.
• Assess eligibility and guide applicants through documentation and approvals.
• Coordinate with internal teams to obtain approvals and ensure timely disbursal.
• Maintain accurate records and ensure regulatory compliance and customer support.

Skills

Customer service

Relationship management

Financial analysis

Documentation

Communication skills

Lead generation

Sales targets

Regulatory compliance

Education

Bachelor’s degree in finance, commerce, business, or related field

Job description

Company Description SBI Securities, a part of the trusted SBI group, provides a comprehensive range of investment products and services to support diverse financial goals. The company offers access to equity, derivatives, mutual funds, corporate fixed deposits, bonds, insurance, loans, and Non-Convertible Debentures (NCDs). Its intuitive trading platform is designed to make portfolio management simple and efficient for clients. SBI Securities focuses on delivering reliable, customer-centric solutions backed by the strength and legacy of India’s leading financial institution. More information about SBI Securities and its offerings can be found through its official online channels.

Role Description The Home Loan Executive role is a full-time, on-site position based in Jhansi. The Home Loan Executive will engage with prospective and existing customers to explain home loan products, assess eligibility, and guide them through the application and documentation process. Responsibilities include generating leads, conducting preliminary financial assessments, coordinating with internal teams for approvals, and ensuring timely disbursal of loans. The role also involves maintaining accurate records, following regulatory and internal compliance requirements, and providing ongoing support to customers regarding queries, repayments, and related services. The Home Loan Executive is expected to build strong relationships in the local market and contribute to achieving business targets.

Qualifications

• Ability to understand and explain home loan products, interest rates, and repayment structures clearly and accurately.
• Strong customer service and relationship management skills for interacting with diverse clients and addressing queries.
• Basic financial analysis skills to review income documents, credit profiles, and loan eligibility.
• Proficiency in maintaining documentation, managing records, and working with loan processing systems or CRM tools.
• Effective communication skills in English and local language, with the ability to present information in a clear and professional manner.
• Goal-oriented mindset with the ability to generate leads, meet sales targets, and collaborate with internal and external stakeholders.
• Understanding of banking or financial services operations and regulatory compliance related to lending is beneficial.
• Bachelor’s degree in finance, commerce, business, or a related field is preferred; prior experience in loans or financial products is an advantage.
• Capacity to work on-site in Jhansi, adapt to local market conditions, and travel locally when required.