Gold Assayer

Poonawalla Fincorp; Panipat; On-site; INR 300,000 - 420,000; Full time

Job summary

Poonawalla Fincorp in Panipat, Haryana, seeks a Branch role focusing on customer engagement and accurate valuation of gold ornaments pledged as collateral, ensuring weight and purity as per policy and audit compliance. The position also covers vault custody and safekeeping of pledged ornaments.

Responsibilities include verifying KYC documents, initiating loan disbursals, processing foreclosures and payments, maintaining process compliance, and following up to minimize NPAs while driving repeat

Responsibilities

• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Job description

Job Description

Principal Accountabilities

• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.