Assistant Branch Manager - Gold Loan

Poonawalla Fincorp; Beed; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Poonawalla Fincorp is seeking a seasoned professional for a branch sales role focusing on gold loan products. You will drive field marketing, oversee customer engagement, and ensure compliant processing of KYC and loan transactions.

The role emphasizes pipeline development, asset-based lending experience, and leadership in branch operations to support growth and risk controls.

Qualifications

• 5+ years of Product / Sales experience in Gold loan or other Asset products

Responsibilities

• Drive and participate in field marketing to improve branch visibility.
• Plan and monitor branch level marketing activities to ensure a healthy pipeline of leads and business conversion.
• Focus on customer engagement and appraisal of gold ornaments with correct weight and purity as per policy.
• Joint custodian of the Vault with responsibility for safekeeping of pledge ornaments.
• Verify customer KYC documents, process application requests and initiate loan disbursals.
• Process foreclosure, part release, and closure, and service interest payment transactions.

Skills

Gold loan sales

Branch marketing

Job description

Job Description

Principal Accountabilities

1. Drive & participate in field marketing activities with the team to improve branch visibility.
2. Plan, conduct & monitor the branch & field level marketing activities to ensure healthy pipeline of leads resulting in business conversion & branch growth.
3. Focus on customer engagement & appraisal of gold ornaments being pledged with correct weight & purity assessment as per company policy and auditory compliance.
4. Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
5. Verify customer KYC documents, application requests and initiate loan disbursals.
6. Process foreclosure, part release, closure, interest payment transactions basis customer requests.
7. Authorize transactions for disbursal, foreclosure, release and accept customer payments.
8. Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
9. Good planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers.
10. Hiring, coaching, mentoring and training employees and providing them with timely feedback on their performance.
11. Maintaining quality & performance of the business, preparing various reports of the same and take necessary actions for growth of business in branch.
12. Increase gold loan business plus various other third-party products.
13. Responsible for correct valuation & maintenance of 100% process compliance at branch.
14. Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.

Qualification, Experience Skills

1. 5+ years of Product / Sales experience in Gold loan or other Asset products

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.