Gold Assayer

Poonawalla Fincorp; Malout; On-site; INR 200,000 - 300,000; Full time

Job summary

Poonawalla Fincorp in India seeks a branch professional to perform valuation and appraisal of pledged gold ornaments, ensuring accurate weight and purity as per policy. The role includes joint vault custody for safekeeping and ensuring 100% process compliance at the branch.

You will verify customer KYC documents, initiate loan disbursals, and handle foreclosure, release, and payment processing. Strong follow-ups help maintain NPAs and encourage repeat gold loan business.

Qualifications

• Must be able to engage customers and assess gold ornaments for pledge values.
• Ability to verify KYC documents and initiate loan disbursals.
• Capable of accurate weight and purity assessment of gold items.

Responsibilities

• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Skills

Customer engagement

KYC verification

Gold appraisal

Job description

Job Description

Principal Accountabilities

• Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.
• Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.