Gold Assayer

Poonawalla Fincorp Limited; Jaipur; On-site; INR 250,000 - 420,000; Full time

Job summary

Poonawalla Fincorp Limited in Jaipur seeks a diligent professional to engage customers, appraise gold ornaments for pledges with accurate weight and purity as per policy and audit compliance.

You will ensure error-free valuations, co-manage vault custody of pledged items, verify KYC, process loan disbursals, foreclosures and releases, and drive follow-ups to control NPAs and generate repeat gold loan business.

Responsibilities

• Focus on customer engagement & appraisal of gold ornaments being pledged with correct weight & purity assessment as per company policy and auditory compliance.
• Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation & maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business

Job description

Responsibilities

• Focus on customer engagement & appraisal of gold ornaments being pledged with correct weight & purity assessment as per company policy and auditory compliance.
• Manage error free valuation & appraisal of gold ornaments being pledged in branch with correct weight & purity assessment as per company policy and auditory compliance.
• Responsible for correct valuation & maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business