Gold Assayer

Poonawalla Fincorp; Chamarajanagar; On-site; INR 250,000 - 400,000; Full time

Job summary

Poonawalla Fincorp is seeking a Branch Loan Valuation Executive focused on customer engagement appraisal of gold ornaments pledged, ensuring correct weight and purity as per policy. The role emphasizes accurate valuation and audit compliance within the branch.

Key tasks include maintaining process compliance, joint custody of the vault, verifying KYC documents, initiating disbursals, and handling foreclosures and payments while keeping NPAs under control.

Qualifications

• Experience in gold loan valuation and weight-purity assessment.
• Strong understanding of branch-level process compliance.
• Ability to maintain auditable records and reports.

Responsibilities

• Ensure correct valuation with 100% process compliance in the branch.
• Act as joint custodian of the vault for pledge ornaments.
• Verify customer KYC documents and initiate loan disbursals.
• Process foreclosure, part release, closure and interest payments as requested.
• Manage customer payments and ensure NPAs are controlled through follow-ups.
• Facilitate repeat gold loan business through proactive customer engagement.
• Prepare and submit branch reports to supervisors.

Skills

Gold valuation accuracy

KYC verification

Audit and compliance

Job description

Job Summary

Focus on customer engagement appraisal of gold ornaments being pledged with correct weight purity assessment as per company policy and auditory compliance.

Manage error free valuation appraisal of gold ornaments being pledged in branch with correct weight purity assessment as per company policy and auditory compliance.

Responsibilities

• Responsible for correct valuation maintenance of 100% process compliance at branch.
• Joint custodian of the Vault with responsibility of safekeeping of pledge ornaments as per company policy.
• Verify customer KYC documents, application requests and initiate loan disbursals.
• Process foreclosure, part release, closure, interest payment transactions basis customer requests.
• Initiate transactions for disbursal, foreclosure, release and accept customer payments.
• Responsible for keeping NPAs in control through strong follow ups from the customers for interest collections.
• Follow up with existing customers for repeat gold loan business
• Good planning abilities are required for smooth functioning of the branch for developing cohesiveness within the company and co-workers.
• Maintaining quality performance of the business, preparing various reports and submit to supervisors.

Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.