Functional BA- Retail/ Wealth Banking

YO IT Consulting; Hyderabad; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

YO IT Consulting is hiring an experienced Functional Business Analyst to support large-scale banking transformation programs in Hyderabad. The ideal candidate will have expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys, with 5-10 years of relevant experience.

The role encompasses gathering requirements, supporting transformation initiatives, and collaborating with diverse stakeholders. Candidates should hold a Bachelor's degree in Commerce or Engineering.

Qualifications

• 5-10 years of experience in banking transformation.
• Proven expertise across the end-to-end change lifecycle.
• Strong analytical and communication skills.

Responsibilities

• Gather and document business requirements for banking programs.
• Support customer onboarding and banking operations.
• Conduct stakeholder workshops and requirement discussions.
• Create business and functional documents.
• Perform process improvement activities.
• Support UAT and post-production.
• Collaborate with cross-functional teams.
• Assist in Agile delivery activities.

Skills

Domain expertise in Retail Banking

Wealth Banking

Corporate Banking

Customer Onboarding Journeys

KYC / CDD

Banking operations & transformation

Agile / Scrum Methodologies

Jira & Confluence

Visio / Process Modeling tools

Strong analytical and communication skills

Education

Bachelor of Commerce (B.Com.)

Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)

Tools

Jira

Confluence

Visio

Job description

Role Overview

India is seeking an experienced Functional Business Analyst (Retail / Wealth Banking) to support large‑scale banking transformation programs for global clients. The role requires strong expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys, along with proven experience across the end‑to‑end change lifecycle.

Experience

5-10 years

Location

Bengaluru / Pune / Hyderabad

Key Responsibilities

• Gather, analyze, and document business and functional requirements for Retail, Wealth, and Corporate Banking programs.


• Support transformation initiatives across Customer Onboarding, KYC / CDD processes, client lifecycle management, wealth servicing journeys, and banking operations modernization.


• Conduct stakeholder workshops, process walkthroughs, and requirement discussions.


• Create BRDs, FRDs, user stories, process maps, and functional specifications.


• Perform gap analysis, impact assessments, and process improvement activities.


• Support the end‑to‑end change lifecycle including requirement gathering, UAT, implementation, and post‑production support.


• Collaborate with product owners, technology teams, and operations stakeholders for successful delivery.


• Assist in Agile delivery activities including sprint planning, backlog grooming, and testing coordination.


• Ensure alignment with regulatory and operational requirements across banking domains.

Required Skills

• Domain expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys.


• KYC / CDD and client lifecycle management.


• Banking operations & transformation.


• Delivery & tools including Agile / Scrum Methodologies, Jira & Confluence, Visio / Process Modeling tools.


• Strong analytical and communication skills.

Interview Process

2 virtual technical rounds; 3rd client round may required.

Required Qualification

• Bachelor of Commerce (B.Com.)


• Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)