Functional BA- Retail / Wealth Banking

YO IT Consulting; Hyderabad; On-site; INR 800,000 - 1,200,000; Full time

Job summary

YO IT Consulting is seeking a Functional Business Analyst for Retail and Wealth Banking. The candidate will support large-scale banking transformation programs, working with business and technology teams to drive strategic initiatives.

This role requires 5-10 years of experience in banking, particularly in Customer Onboarding and KYC processes. The successful candidate will document business requirements and support Agile delivery. A Bachelor's degree in Commerce or Engineering is mandatory.

Qualifications

• 5-10 years of experience in functional business analysis.
• Experience in Retail, Wealth, and Corporate Banking.
• Global Banking experience is mandatory.

Responsibilities

• Gather, analyze, and document business and functional requirements.
• Support transformation initiatives across banking services.
• Conduct stakeholder workshops and create documentation.
• Ensure alignment with regulatory and operational requirements.

Skills

Retail Banking

Wealth Banking

Corporate Banking

Customer Onboarding Journeys

KYC / CDD

Client Lifecycle Management

Banking Operations & Transformation

Agile / Scrum Methodologies

Jira

Confluence

Education

Bachelor of Commerce (B.Com.)

Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)

Tools

Visio

Process Modelling tools

Job description

Job Description

Job Title: Functional BA- Retail / Wealth Banking.

Experience: 5 to 10 years.

Locations: Bengaluru / Pune / Hyderabad.

Work Mode: 5 days WFO.

Role Overview

We required the experienced Functional Business Analyst (Retail / Wealth Banking) to support large-scale banking transformation programs for global clients. The role requires strong expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys, along with proven experience across the end-to-end change lifecycle.

The ideal candidate will work closely with business, operations, product, and technology teams to drive transformation initiatives, gather business requirements, and support delivery across complex banking programs.

Key Responsibilities

• Gather, analyze, and document business and functional requirements for Retail, Wealth, and Corporate Banking programs.
• Support transformation initiatives across:
• Customer Onboarding
• KYC / CDD processes
• Client lifecycle management
• Wealth servicing journeys
• Banking operations modernization
• Conduct stakeholder workshops, process walkthroughs, and requirement discussions.
• Create BRDs, FRDs, user stories, process maps, and functional specifications.
• Perform gap analysis, impact assessments, and process improvement activities.
• Support the end-to-end change lifecycle including requirement gathering, UAT, implementation, and post-production support.
• Collaborate with product owners, technology teams, and operations stakeholders for successful delivery.
• Assist in Agile delivery activities including sprint planning, backlog grooming, and testing coordination.
• Ensure alignment with regulatory and operational requirements across banking domains.

Required Skills

Domain Expertise

• Retail Banking
• Wealth Banking
• Corporate Banking
• Customer Onboarding Journeys
• KYC / CDD
• Client Lifecycle Management
• Banking Operations & Transformation

Delivery & Tools

• Agile / Scrum Methodologies
• Jira & Confluence
• Visio / Process Modelling tools
• Strong analytical and communication skills

Experience Required

• 5-10 years of experience in:
• Functional Business Analysis
• Retail / Wealth / Corporate Banking
• Banking Transformation Programs

Additional Information

• This is 5 days work from office role
• Global Banking experience is mandatory for this role
• Interview process- 2 virtual technical rounds
• 3rd client round may reqired

Required Qualification

Bachelor of Commerce (B.Com.) ,Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)