Functional BA- Retail/ Wealth Banking

YO IT Consulting; Bengaluru; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

YO IT Consulting is seeking an experienced Functional Business Analyst in Bengaluru to support large-scale banking transformation programs. Candidates should possess strong expertise in Retail and Wealth Banking, alongside proven experience in managing the end-to-end change lifecycle.

The ideal candidate will gather and analyze business requirements, collaborate with stakeholders, and support Agile delivery activities. A Bachelor's degree in Commerce or Engineering is required, along with 5-10 years of relevant experience.

Qualifications

• 5-10 years of experience in banking transformation.
• Domain expertise in Retail, Wealth, Corporate Banking.
• Strong analytical and communication skills.

Responsibilities

• Gather, analyze, and document business and functional requirements.
• Conduct stakeholder workshops and requirement discussions.
• Support the end-to-end change lifecycle including requirement gathering and UAT.

Skills

Retail Banking

Wealth Banking

Corporate Banking

Customer Onboarding Journeys

KYC / CDD

Agile / Scrum Methodologies

Jira

Confluence

Analytical skills

Communication skills

Education

Bachelor of Commerce (B.Com.)

Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)

Tools

Visio

Process Modeling tools

Job description

Role Overview

India is seeking an experienced Functional Business Analyst (Retail / Wealth Banking) to support large‑scale banking transformation programs for global clients. The role requires strong expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys, along with proven experience across the end‑to‑end change lifecycle.

Experience

5-10 years

Location

Bengaluru / Pune / Hyderabad

Key Responsibilities

• Gather, analyze, and document business and functional requirements for Retail, Wealth, and Corporate Banking programs.


• Support transformation initiatives across Customer Onboarding, KYC / CDD processes, client lifecycle management, wealth servicing journeys, and banking operations modernization.


• Conduct stakeholder workshops, process walkthroughs, and requirement discussions.


• Create BRDs, FRDs, user stories, process maps, and functional specifications.


• Perform gap analysis, impact assessments, and process improvement activities.


• Support the end‑to‑end change lifecycle including requirement gathering, UAT, implementation, and post‑production support.


• Collaborate with product owners, technology teams, and operations stakeholders for successful delivery.


• Assist in Agile delivery activities including sprint planning, backlog grooming, and testing coordination.


• Ensure alignment with regulatory and operational requirements across banking domains.

Required Skills

• Domain expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys.


• KYC / CDD and client lifecycle management.


• Banking operations & transformation.


• Delivery & tools including Agile / Scrum Methodologies, Jira & Confluence, Visio / Process Modeling tools.


• Strong analytical and communication skills.

Interview Process

2 virtual technical rounds; 3rd client round may required.

Required Qualification

• Bachelor of Commerce (B.Com.)


• Bachelor of Engineering - Bachelor of Technology (B.E./B.Tech.)