Business Analyst- Retail/ Wealth Banking

YO IT Consulting; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

YO IT Consulting is looking for a Business Analyst specializing in Retail and Wealth Banking to support large-scale banking transformation programs. Located in Bengaluru, Pune, or Hyderabad, this role requires 5-10 years of experience in Functional Business Analysis and banking operations.

The ideal candidate will collaborate with teams to gather requirements, document processes, and support delivery through Agile methodologies. A Bachelor's degree in Commerce or Engineering is required.

Qualifications

• 5-10 years of experience in Functional Business Analysis.
• Strong expertise in Retail, Wealth, and Corporate Banking.
• Experience in Banking Transformation Programs.

Responsibilities

• Gather, analyze, and document business and functional requirements.
• Support transformation initiatives across banking programs.
• Create BRDs, FRDs, user stories, process maps, and functional specifications.
• Conduct stakeholder workshops and requirement discussions.

Skills

Retail Banking

Wealth Banking

Corporate Banking

Customer Onboarding Journeys

KYC / CDD

Client Lifecycle Management

Agile / Scrum Methodologies

Strong analytical skills

Communication skills

Education

Bachelor of Commerce (B.Com.)

Bachelor of Engineering / Bachelor of Technology (B.E./B.Tech.)

Tools

Jira

Confluence

Visio

Process Modelling tools

Job description

Job Title: Business Analyst – Retail/Wealth Banking

Experience: 5 to 10 years

Locations: Bengaluru / Pune / Hyderabad

Work Mode: 5 days WFO

Job Description

Role Overview

We require the experienced Functional Business Analyst (Retail / Wealth Banking) to support large-scale banking transformation programs for global clients. The role requires strong expertise in Retail Banking, Wealth Banking, Corporate Banking, and Customer Onboarding Journeys, along with proven experience across the end-to-end change lifecycle.

The ideal candidate will work closely with business, operations, product, and technology teams to drive transformation initiatives, gather business requirements, and support delivery across complex banking programs.

Key Responsibilities

• Gather, analyze, and document business and functional requirements for Retail, Wealth, and Corporate Banking programs.
• Support transformation initiatives across:
  • Customer Onboarding
  • KYC / CDD processes
  • Client lifecycle management
• Conduct stakeholder workshops, process walkthroughs, and requirement discussions.
• Create BRDs, FRDs, user stories, process maps, and functional specifications.
• Perform gap analysis, impact assessments, and process improvement activities.
• Support the end-to-end change lifecycle including requirement gathering, UAT, implementation, and post-production support.
• Collaborate with product owners, technology teams, and operations stakeholders for successful delivery.
• Assist in Agile delivery activities including sprint planning, backlog grooming, and testing coordination.
• Ensure alignment with regulatory and operational requirements across banking domains.

Required Skills

Domain Expertise

• Retail Banking
• Wealth Banking
• Corporate Banking
• Customer Onboarding Journeys
• KYC / CDD
• Client Lifecycle Management
• Banking Operations & Transformation

Delivery & Tools

• Agile / Scrum Methodologies
• Jira & Confluence
• Visio / Process Modelling tools
• Strong analytical and communication skills

Experience Required

• 5-10 years of experience in Functional Business Analysis, Retail/Wealth/Corporate Banking, Banking Transformation Programs.

Additional Information

• 5 days work from office role
• Global Banking experience is mandatory for this role

Required Qualification

• Bachelor of Commerce (B.Com.)
• Bachelor of Engineering / Bachelor of Technology (B.E./B.Tech.)