Financial Analyst

Xpress Funding Advisors Llp; New Delhi; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Xpress Funding Advisors Llp in Delhi NCR is seeking a finance professional to support credit analysis, financial modelling and due diligence across lending transactions. The role involves evaluating financial health, preparing projections, and coordinating with banks and lenders in the syndication process.

The candidate will review statements, assess risk, and assist in preparing credit proposals and documentation for lending facilities.

Responsibilities

• Credit analysis: Analyze financial statements, balance sheets, profit and loss statements, and cash flow statements to evaluate the borrower's financial health.
• Financial modelling: Prepare financial projections, cash flow models, debt repayment schedules, and sensitivity analyses.
• Credit risk assessment: Evaluate leverage, liquidity, profitability, debt-servicing ability, industry risks, and repayment capacity.
• Debt structuring: Help determine the appropriate loan amount, tenor, interest rate, repayment schedule, security, and covenants.
• Credit appraisal and documentation: Prepare credit appraisal notes, information memorandums, credit proposals, and lender presentations.
• Lender coordination: Work with relationship managers, arrangers, banks, and other lenders during the syndication process.
• Due diligence: Review borrower information, existing debt facilities, collateral, guarantees, and potential financial risks.

Job description

• Credit analysis: Analyze financial statements, balance sheets, profit and loss statements, and cash flow statements to evaluate the borrower's financial health.
• Financial modelling: Prepare financial projections, cash flow models, debt repayment schedules, and sensitivity analyses.
• Credit risk assessment: Evaluate leverage, liquidity, profitability, debt-servicing ability, industry risks, and repayment capacity.
• Debt structuring: Help determine the appropriate loan amount, tenor, interest rate, repayment schedule, security, and covenants.
• Credit appraisal and documentation: Prepare credit appraisal notes, information memorandums, credit proposals, and lender presentations.
• Lender coordination: Work with relationship managers, arrangers, banks, and other lenders during the syndication process.
• Due diligence: Review borrower information, existing debt facilities, collateral, guarantees, and potential financial risks.Role & responsibilities

Preferred candidate profile