Financial Analyst- Debt Syndication

Recur Club; Gurugram District, Mumbai; On-site; INR 600,000 - 900,000; Full time

Job summary

Recur Club is seeking a result-oriented Analyst to join the Capital Consultant's team. You will sit in on client and lender conversations, collect and analyze financial data, and help structure a range of debt products. Your work will support deal sizing, credit assessments, and documentation.

You will collaborate on diligence calls, maintain CRM records, and assist in post-disbursal portfolio monitoring, aligning with time-sensitive deadlines and high accuracy requirements.

Qualifications

• CA/CFA Level 2 cleared with 0–2 years of experience in financial services, fintech, lending, or venture capital.
• Strong working knowledge of financial statements — P&L, balance sheet, and cash flow.
• Bachelor's degree in Finance, Business, Economics, or a related field.
• Advanced Excel skills, with comfort building financial models under time pressure.

Responsibilities

• Lead the financial workstream on assigned transactions, collecting, validating, and analyzing client financials, cash flows, and repayment capacity to support deal structuring.
• Support structuring across debt products (venture debt, working capital, structured credit, acquisition financing) with distinct diligence and covenant considerations.
• Prepare credit assessment materials — cash flow coverage analysis, debt sizing inputs, and benchmarking — under direction.
• Draft deal one-pagers, engagement letters, and lender-facing documentation.
• Join client diligence and lender negotiation calls and track structuring decisions for the team.
• Conduct market, sector, and comparable-transaction research to inform deal positioning and terms.
• Track each deal through qualification, structuring, lender matching, and disbursal; keep CRM records accurate.
• Support invoicing and collections coordination with Ops; monitor post-disbursal portfolio performance.

Skills

Financial statement analysis

Excel modelling

Time pressure under deadlines

Education

Bachelor's degree in Finance, Business, Economics, or related field

Tools

HubSpot CRM

Job description

Role Overview :

"The Analyst sits in on client and lender conversations directly, rather than only receiving the resulting financials to model."\

Key Responsibilities

• Lead the financial workstream on assigned transactions, collecting, validating, and analyzing client financials, cash flows, and repayment capacity to support deal structuring.
• Support structuring across a range of debt products venture debt, working capital, structured credit, and acquisition financing each carrying distinct diligence and covenant considerations.
• Prepare credit assessment materials — cash flow coverage analysis, debt sizing inputs, and comparable-transaction benchmarking — under the Capital Consultant's direction.
• Draft deal one-pagers, engagement letters, and lender-facing documentation.
• Join client diligence and lender negotiation calls with the Capital Consultant, and track structuring decisions and follow-up items for the team to act on.
• Conduct market, sector, and comparable-transaction research to inform deal positioning and terms.
• Track each deal through its stages — qualification, structuring, lender matching, and disbursal — keeping CRM records accurate and coordinating with lenders on documents and scheduling.
• Support invoicing and collections coordination with the Ops team, and monitor post-disbursal portfolio performance to flag early indicators of credit stress.

Required

• CA/CFA L2 Cleared with 0–2 years of experience in financial services, fintech, lending, or venture capital
• Strong working knowledge of financial statements — P&L, balance sheet, and cash flow
• Bachelor's degree in Finance, Business, Economics, or a related field
• Advanced Excel skills, with comfort building financial models under time pressure

Preferred

• Prior exposure to credit underwriting or debt structuring
• Familiarity with CRM platforms (e.g., HubSpot)