Financial data Analyst (finance role)

Moody's Analytics; Bengaluru; Híbrido; INR 400 000 - 700 000; Tempo integral

Resumo da oferta

Moody's Analytics in Bengaluru seeks a junior analyst to kick-start a career in credit and financial analysis. The role emphasizes learning Moody’s methodologies, reading financial statements, and developing analytical skills with Excel and MS Office.

Exposure to AI tools and responsible AI practices is considered an asset. You will collaborate with a team of analysts to support credit analysis, validate data, and contribute to ratings research and reports.

Qualificações

• Basic understanding of credit methodologies and financial analysis.
• Ability to read and analyze financial statements and ratios.
• Strong data accuracy and attention to detail.

Responsabilidades

• Support credit analysis through financial data and research.
• Apply Moody’s standards to generate adjusted metrics and visualizations.
• Scrub, validate, and maintain financial data used for ratings and research.
• Review financial reports to assess issuer performance.
• Collaborate with analysts and accounting specialists to interpret accounting treatments.
• Support rating teams by gathering and preparing required data inputs.
• Maintain databases and assist with newsletters and ad-hoc reports.

Conhecimentos

Credit methodologies

Financial analysis

Excel proficiency

English communication

AI awareness

Team collaboration

Formação académica

Bachelors in Finance/Accounting/Business/Economics

CFA / FRM

Ferramentas

MS Excel

MS Office

Descrição da oferta de emprego

Preferred candidate profile

Kick-start your career in credit and financial analysis. We are looking for candidates with 0-1 years of experience, strong financial and analytical skills, proficiency in Excel, and an interest in credit ratings and financial research. Exposure to Structured Finance, CFA/FRM or AI tools is an added advantage.

Skills

• Basic understanding of credit methodologies, ratings processes, and financial analysis.


• Ability to read, interpret, and analyze financial statements, financial metrics, and ratios.


• Strong analytical skills with attention to data accuracy and quality.


• Ability to collaborate effectively with team members, managers, analysts, and other stakeholders.


• Ability to manage multiple deliverables and develop knowledge across projects with guidance.


• Proficiency in Microsoft Excel and MS Office.


• Strong English communication and interpersonal skills.


• Basic understanding of Generative AI and Agentic AI, with an interest in using AI for research, analysis, process improvement, and workflow optimization.


• Willingness to develop awareness of responsible AI, risk management, and ethical AI usage.

Education

• Bachelors degree in Finance, Accounting, Business, Commerce, Economics, or a related field.


• CFA / FRM qualification or progress toward these certifications is preferred.

Key Responsibilities

• Support credit analysis through financial data, research, and analytical services.


• Analyze financial information and apply Moody’s standards to generate adjusted metrics, ratios, and visualizations.


• Scrub, validate, and maintain financial data used for ratings and research.


• Review financial reports and official statements to assess issuer performance.


• Work with analysts and accounting specialists to understand and interpret accounting treatments.


• Support rating teams by gathering, validating, and preparing required data inputs.


• Perform calculations and apply judgment to support analytical outputs.


• Maintain databases and support deliverables including newsletters and ad-hoc reports.