Credit Analyst

Divyam Fincap Services; Mumbai Suburban; In loco; INR 300.000 - 540.000; Tempo pieno

Descrizione del lavoro

Divyam Fincap Services is seeking a finance professional to prepare financial statements, assess borrower creditworthiness, and create detailed credit reports for loan proposals. You will develop financial models and risk assessments, and present findings to clients and banking partners.

The role emphasizes proficiency in MS Excel, Word, and PowerPoint, with a strong learning attitude and a focus on accuracy and detail in transaction support.

Competenze

• Strong hands-on working knowledge of MS Excel, MS Word, and PowerPoint.
• Basic understanding of Balance sheet and P&L.
• Eagerness to learn and adaptability to different transactions.
• Eagerness to learn loan products with attention to detail.
• Strong learning attitude and analytical mindset.

Mansioni

• Preparation of financial statements, cash flow statements, and business models to evaluate borrower creditworthiness for loan proposals.
• Preparation of detailed credit appraisal notes, financial models, and risk assessment reports for loan proposals.
• Preparation of power point presentation.
• Interaction with customers and banks for collection, coordination, and submission of documents for loan proposals.

Conoscenze

MS Excel

MS Word

PowerPoint

Analytical mindset

Descrizione del lavoro

Role & responsibilities

1. Preparation of financial statements, cash flow statements, and business models to evaluate borrower creditworthiness for loan proposals.
2. Preparation of detailed credit appraisal notes, financial models, and risk assessment reports for loan proposals.
3. Preparation of power point presentation
4. Interaction with customers and banks for collection, coordination, and submission of various documents for loan proposals.

Preferred candidate profile

1. Strong hands-on working knowledge of MS Excel, MS Word, and PowerPoint is expected. Candidates who have completed computer course on these MS office tools will be preferred
2. Basic understanding of Balance sheet and PL is required
3. Eagerness to learn and should have flexibility to adapt as per need of the transaction
4. Should have eagerness to learn and assess various Loan products
5. Should have a strong learning attitude, analytical mindset and attention to detail