Senior Credit Analyst

Finrise Fintech; Pune District; In loco; INR 600.000 - 900.000; Tempo pieno

Descrizione del lavoro

Finrisefintech is seeking an experienced Credit Analyst to evaluate loan applications and assess financial viability for our clients. You will manage lending risks and ensure a smooth process for applicants.

The role requires strong analytical skills, proficiency in financial software, and the ability to determine appropriate credit limits and interest rates. A background in fintech or banking is highly valued.

Competenze

• Bachelor's degree in Finance, Accounting, or related field.
• Minimum 4 years of experience as a Credit Analyst.
• Strong analytical and mathematical skills.
• Excellent communication and interpersonal abilities.
• Proficiency in financial software and risk assessment models.

Mansioni

• Analyze financial data such as income growth, quality of management, and market share to determine profitability and risk.
• Evaluate the risk level of loans and determine appropriate interest rates or credit limits.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Conoscenze

Analytical skills

Mathematical skills

Communication skills

Interpersonal skills

Formazione

Bachelor's degree in Finance, Accounting, or related field

Strumenti

Financial software

Risk assessment models

Descrizione del lavoro

We are looking for an experienced Credit Analyst to evaluate loan applications and determine the financial viability of our clients. You will play a crucial role in managing our lending risks while ensuring a smooth process for our clients.

Key Responsibilities

• Analyze financial data such as income growth, quality of management, and market share to determine profitability and risk.
• Evaluate the risk level of loans and determine appropriate interest rates or credit limits.
• Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.

Requirements

• Bachelor degree in Finance, Accounting, or a related field.
• Minimum 4 years of experience as a Credit Analyst, preferably within the fintech or banking industry.
• Strong analytical and mathematical skills.
• Excellent communication and interpersonal skills.
• Proficiency in financial software and risk assessment models.