Finance Executive

MADHUSUDAN ALUMINIUM UDYOG PRIVATE LIMITED; YSR Kadapa; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Madhusudan Aluminium Udyog Private Limited is seeking a Finance Executive to lead fundraising and stressed account resolution for a manufacturing-focused business. You will manage lender relationships, prepare credit materials and coordinate with regulatory bodies throughout the process.

The role requires experience with bank facilities, OTS negotiations and financial due diligence, delivering strategic financial support and robust reporting.

Qualifications

• CA / MBA Finance / B.Com essential.
• Proven fundraising experience for manufacturing firms.
• Strong knowledge of banking processes and credit appraisals.

Responsibilities

• Lead end-to-end fundraising activities with banks and NBFCs.
• Prepare CMA data, project reports and credit memos for banks.
• Manage relationships with bankers, lenders and financial institutions.
• Handle stressed/NPA account resolution and OTS proposals.
• Liaise with ARCs, NARCL and regulators for debt resolution.
• Coordinate with CA firms and legal advisors for diligence.
• Monitor working capital usage and covenant compliance.
• Prepare monthly MIS and cash flow forecasts for management and lenders.
• Explore alternative financing options and government schemes.
• Support strategic financial planning and restructuring.

Skills

Bank fundraising

Stressed account resolution

CMA preparation

Financial modelling

Lender due diligence

Negotiation

Relationship management

Accounting & reporting

Education

CA

MBA Finance

B.Com

Job description

WE ARE HIRING | FINANCE EXECUTIVE - FUNDRAISING & STRESSED ACCOUNT RESOLUTION

Madhusudan Aluminium Udyog Private Limited
Location: Visakhapatnam
Experience: 7-15 Years
Qualification: CA / MBA Finance / B.Com
Industry: Steel / Manufacturing / NBFC / Banking

KEY RESPONSIBILITIES

• Lead end-to-end fundraising activities - term loans, working capital facilities, CC limits, LC facilities, WCTL and structured debt from banks, NBFCs and alternative lenders.
• Prepare and present CMA data, project reports, financial projections, information memorandums and credit notes for bank submissions.
• Manage relationships with existing bankers, lenders and financial institutions - including regular reviews, renewals, enhancements and compliance reporting.
• Handle stressed and NPA account resolution - develop and negotiate OTS (One Time Settlement) proposals, restructuring plans and resolution strategies with banks and ARCs.
• Liaise with Asset Reconstruction Companies (ARCs), NARCL and resolution professionals for stressed account management and debt resolution.
• Coordinate with CA firms, legal advisors and financial consultants for documentation, due diligence and regulatory compliance related to fundraising and resolution.
• Monitor working capital utilisation, drawing power, stock statements, debtor creditor positions and ensure timely submission to lenders.
• Track and ensure compliance with all loan covenants, reporting requirements and lender conditions on an ongoing basis.
• Prepare monthly MIS, cash flow projections, fund flow statements and financial dashboards for management and lender review.
• Identify and evaluate alternative financing options - private credit, family office funding, MSME schemes, government-backed credit guarantee schemes and priority sector lending.
• Support management in strategic financial planning, capital restructuring and balance sheet strengthening initiatives.
• Coordinate with Registrar of Companies, CIBIL, CERSAI and other regulatory bodies for necessary filings and compliance.

IDEAL CANDIDATE

• Proven experience in bank fundraising - term loans, CC limits, working capital and LC facilities for manufacturing companies
• Hands-on experience in stressed account resolution - OTS negotiations, restructuring and ARC / NARCL dealings
• Strong understanding of banking credit processes - CMA preparation, project appraisal and lender due diligence
• Experience working directly with PSU banks, private banks and NBFCs at a senior level
• In-depth knowledge of RBI guidelines on NPA, SARFAESI, IBC and stressed asset resolution frameworks
• Strong financial modelling and analytical skills - P&L, balance sheet, cash flow and sensitivity analysis
• Excellent communication and negotiation skills for lender and ARC discussions
• CA / MBA Finance preferred - strong accounting and financial reporting background
• Ability to work independently and manage multiple banking relationships simultaneously
• Result-oriented with a track record of successfully closing fundraising mandates and OTS settlements
• Candidates with prior experience in steel, manufacturing or capital-intensive industries and a demonstrable track record of OTS settlements or debt restructuring will be strongly preferred.

WHAT WE OFFER

• Senior finance leadership role with direct exposure to fundraising and stressed account resolution at the highest level
• Opportunity to lead a critical financial turnaround and capital restructuring initiative in a growing manufacturing company
• Performance-oriented compensation with significant upside linked to successful fundraising and resolution outcomes
• Long-term career growth with a dynamic and expanding industrial group