Executive Treasury & Fund Raising (India)

Finergy Transport Finance Company; India; On-site; INR 3,500,000 - 7,000,000; Full time

Job summary

Finergy Transport Finance Company in Chennai invites an Executive Treasury & Fund Raising to lead end-to-end borrowing, fundraising data, and covenant compliance, interfacing with the CFO, lenders, and investors.

The role demands 13 years in NBFC/bank treasury or lender relations, strong Excel modelling and data presentation skills, and the ability to coordinate cross-functional teams across Finance, Compliance and Business.

Travel as required.

Qualifications

• Bachelor's/Master's in Finance or related field.
• 13 years of experience in NBFC/Bank treasury or lender relations.
• Familiarity with RBI concepts (ALM, capital adequacy) desirable.
• Strong data handling and data room preparation experience.

Responsibilities

• Coordinate end-to-end borrowing and fundraising data.
• Prepare data packs for due diligence and lending proposals.
• Maintain covenant tracker and ensure post-disbursement compliance.
• Liaise with lenders and investors; manage relationships and inquiries.

Skills

Excel and financial modeling

Data presentation

Lender covenant interpretation

Stakeholder communication

Cross-functional collaboration

Startup/NBFC environment

Education

Bachelor/Master in Finance or related

MBA Finance/M.Com preferred

CA/CFA/CMA a plus but not required

Tools

Excel

PowerPoint

Job description

Executive Treasury & Fund Raising

Reports To: Chief Financial Officer

Location: Chennai, Tamil Nadu (with travel as required)

Employment Type: Full-time

Experience: 13 years in an NBFC or Bank

About the Company

We are a base-layer NBFC engaged in vehicle finance for rural and semi-urban customers across Tamil Nadu and Puducherry. As we scale our loan book, we are building a dedicated function to manage lender relationships, fundraising data requirements, and covenant compliance to support our growth and diversification of the borrowing mix.

Role Purpose

The role is responsible for end-to-end coordination of the Company's borrowing and fundraising activities from understanding lender-specific credit and lending parameters, to preparing and presenting data required for due diligence, to managing ongoing investor/lender relationships and covenant compliance post-disbursement. This is a data-intensive, relationship-driven role that sits at the intersection of Finance, Compliance, and Business.

Key Responsibilities

1. Lender & Investor Data Management
   • Understand and track the lending parameters, credit policies, and eligibility norms of Banks, NBFCs, Financial Institutions, and other lenders/investors (e.g., ALM norms, leverage caps, asset quality thresholds, ticket size preferences, security/collateral norms).
   • Prepare, compile, and maintain MIS and data packs (portfolio quality, disbursement trends, collection efficiency, NPA/DPD buckets, ALM statements, capital adequacy, borrowing mix) as requested by prospective and existing lenders.
   • Coordinate with Business, Credit, Finance, and Accounts teams to source accurate and timely data for due diligence and rating exercises.
   • Maintain a repository of standard due diligence documents, data room checklists, and lender-specific formats for quick turnaround.
2. Fundraising Support
   • Support the CFO in structuring fundraising proposals Term Loans, Cash Credit/Working Capital, NCDs, Co-lending/Direct Assignment, and other structured debt instruments.
   • Assist in preparation of information memorandums, pitch decks, term sheets, and responses to lender queries.
   • Track fundraising pipeline lenders approached, stage of discussion, sanctioned/disbursed amounts, pending documentation, and renewal timelines.
   • Liaise with credit rating agencies, if applicable, for rating assignments and surveillance.
3. Loan Covenant Management
   • Maintain a master covenant tracker across all lender facilities (financial covenants, reporting covenants, negative covenants, security creation timelines, insurance/documentation covenants).
   • Monitor ongoing compliance with sanctioned terms and conditions; flag potential breaches well in advance and coordinate remedial action with CFO/Management.
   • Prepare and submit periodic compliance certificates, stock/asset statements, and other post-disbursement reporting as required under loan/facility agreements.
   • Coordinate with the Company Secretarial/Legal function for covenant-related documentation, waivers, or consents required from lenders.
4. Investor/Lender Relationship Management
   • Act as a single point of contact for day-to-day communication with lenders/investors on data requests, queries, and reporting.
   • Organize and support periodic lender review meetings, site visits, and audits.
   • Build and maintain long-term relationships with relationship managers/credit teams of existing and prospective lenders to support future fundraising.
   • Keep track of the NBFC funding landscape (co-lending partners, DFI/impact funds, NBFC-focused debt funds) relevant to rural vehicle finance.

Required Qualifications & Experience

• Bachelor's/Master's degree in Finance, Commerce, Economics, or related field (MBA Finance/M.Com preferred; CA/CFA/CMA passed or intermediate is a plus but not required at this level).
• 13 years of experience in an NBFC or Bank, ideally in Treasury, Credit/Risk, Loan Operations, or a lender/relationship-facing role.
• Exposure to NBFC borrowing operations, co-lending, or working with bank/lender documentation and data requests will be an advantage.
• Basic working familiarity with RBI regulatory concepts applicable to NBFCs (ALM, capital adequacy, exposure norms) is desirable;

Skills & Competencies

• Strong command over Excel/financial modeling and data presentation (PowerPoint).
• High attention to detail and accuracy in data preparation.
• Ability to interpret lender covenant clauses and translate them into trackable compliance items.
• Strong written and verbal communication for engaging with lenders/investors.
• Ability to work cross-functionally with Business, Credit, Accounts, and Legal/Secretarial teams.
• Comfortable working in a lean, fast-paced startup‑NBFC setting with evolving processes.

Key Performance Indicators (Suggested)

• Turnaround time for lender data requests.
• Number of new lending relationships established/facilities sanctioned.
• Zero instances of covenant breach going Executi