Executive-FOS_Bangalore

IndBank Global Support Services Limited; Arishinakunte; On-site; INR 300,000 - 520,000; Full time

Job summary

IndBank Global Support Services Limited in Karnataka is seeking a proactive vehicle loan executive to drive lending growth with individual customers and fleet accounts.

You will assess financials, recommend suitable products, guide applications, coordinate with dealerships and underwriters, and ensure regulatory compliance while achieving monthly targets.

Responsibilities

• Actively promote and sell vehicle loan products to individual customers and businesses.
• Assess customers' financial situations and recommend suitable loan products.
• Guide customers through the loan application process, ensuring all necessary documentation is collected and verified.
• Collaborate with dealership partners or automotive vendors to facilitate loan approvals and vehicle purchases.
• Maintain regular contact with customers to provide updates on loan applications and resolve any queries.
• Meet or exceed monthly and annual sales targets set by management.
• Ensure compliance with lending regulations and internal policies.
• Prepare and submit accurate sales reports and forecasts on a regular basis.
• Continuously update knowledge of vehicle loan products, market trends, and competitor offerings.
• Work closely with underwriters and loan processors to expedite loan approvals and disbursements.

Job description

• Actively promote and sell vehicle loan products to individual customers and businesses.
• Assess customers' financial situations and recommend suitable loan products.
• Guide customers through the loan application process, ensuring all necessary documentation is collected and verified.
• Collaborate with dealership partners or automotive vendors to facilitate loan approvals and vehicle purchases.
• Maintain regular contact with customers to provide updates on loan applications and resolve any queries.
• Meet or exceed monthly and annual sales targets set by management.
• Ensure compliance with lending regulations and internal policies.
• Prepare and submit accurate sales reports and forecasts on a regular basis.
• Continuously update knowledge of vehicle loan products, market trends, and competitor offerings.
• Work closely with underwriters and loan processors to expedite loan approvals and disbursements.