Customer Service & Operations Credit Analyst

NatWest Group; Chennai; On-site; INR 700,000 - 1,100,000; Full time

Job summary

NatWest Group in Chennai, India, is seeking a senior Customer Service & Operations Credit Analyst to help deliver strong customer and business outcomes. You will process, authorise and investigate credit transactions, while building credit skills in a fast-paced environment.

You will review loan applications, disclosures and credit evaluations, collect and analyse information from customers and businesses, and look for opportunities to improve processes and the customer experience.

Qualifications

• Experience in processing, authorising and investigating credit transactions.
• Ability to review loan applications, disclosures and credit evaluations.
• Experience in customer service within financial services.

Responsibilities

• Process, authorise and investigate credit operations transactions.
• Review documentation and credit evaluations.
• Collect and analyse information from customers and businesses.
• Identify process improvements in credit operations.

Skills

Customer service

Stakeholder management

Adaptability

Organizational skills

Job description

Join us as a Customer Service & Operations Credit Analyst

• We’ll look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs
• Specialising in Credit Operations, you’ll respond to queries from customers and stakeholders promptly within agreed timelines
• This is a chance to build on your credit skills and experience in an engaging and fast-paced environment
• We're offering this role at senior analyst level

What you'll do

As a Customer Service & Operations Credit Analyst, you’ll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, you’ll identify opportunities to enhance processes and enable the provision of a superior customer and business experience.

In addition, you’ll:

• Review documentation including loan applications, disclosures, and credit evaluations
• Authorise and investigate all credit operations transactions
• Collect and analyse the required information from the customers and businesses
• Review credit operations processes which could be automated or enhanced to improve the customer and business experience

The skills you'll need

To succeed in this role, you’ll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. You’ll also have the ability to adapt to fast-paced environments and you’ll have effective organisation skills to deliver to deadlines.

You’ll also need:

• Customer service abilities along with customer and industry knowledge
• An awareness of changes in trends, policies, and regulations
• An understanding of our industry and its customers
• Experience of managing stakeholder relationships