Customer Service & Operations Credit Analyst

Natwest Digitalx; Bengaluru; On-site; INR 600,000 - 1,200,000; Full time

Job summary

Natwest Digitalx in Bengaluru is seeking a senior Customer Service Operations Credit Analyst to deliver customer and business outcomes by processing, authorising, and investigating credit transactions. The role focuses on credit operations and responding promptly to queries from customers and stakeholders, while seeking opportunities to enhance processes and the overall customer experience.

The position emphasizes building relationships, understanding customer needs, and adapting to a fast-paced

Qualifications

• Customer service and stakeholder management experience.
• Ability to work in fast-paced environment.
• Strong organisational and deadline-driven skills.
• Understanding of customer needs and credit processes.
• Knowledge of credit operations and regulations.

Responsibilities

• Deliver customer and business outcomes by processing and investigating transactions to defined SLAs.
• Respond to queries from customers and stakeholders promptly.
• Review loan applications, disclosures, and credit evaluations.
• Authorize and investigate credit operations transactions.
• Identify opportunities to improve processes and customer experience.
• Review and potentially automate processes to enhance efficiency.

Skills

Customer service

Relationship building

Adaptability

Time management

Job description

Job Summary

Join us as a Customer Service Operations Credit Analyst

Responsibilities

• Well look to you to deliver customer and business outcomes, investigating queries, supporting business processes, policies, and procedures, and understanding customer and business needs
• Specialising in Credit Operations, youll respond to queries from customers and stakeholders promptly within agreed timelines
• This is a chance to build on your credit skills and experience in an engaging and fast-paced environment
• We're offering this role at senior analyst level
• As a Customer Service Operations Credit Analyst, youll deliver successful customer and business outcomes by processing, authorising, and investigating all transactions to defined key performance indicators and service level agreements. In doing so, youll identify opportunities to enhance processes and enable the provision of a superior customer and business experience.
• In addition, youll:
  • Review documentation including loan applications, disclosures, and credit evaluations
  • Authorise and investigate all credit operations transactions
  • Collect and analyse the required information from the customers and businesses
  • Review credit operations processes which could be automated or enhanced to improve the customer and business experience

The skills you'll need

To succeed in this role, youll need to have the ability to understand and listen to our customers, develop relationships, and maintain an understanding of their needs. Youll also have the ability to adapt to fast-paced environments and youll have effective organisation skills to deliver to deadlines.

Youll also need:

• Customer service abilities along with customer and industry knowledge
• An awareness of changes in trends, policies, and regulations
• An understanding of our industry and its customers
• Experience of managing stakeholder relationships

Hours

45