Credit Officer

Brightline Micro Finance Rohtak; Rohtak; On-site; INR 180,000 - 260,000; Full time

Job summary

Brightline Micro Finance Rohtak invites applications for a Credit Analyst role focused on unsecured personal loans. You will analyse credit documents, assess risk, and support lending decisions in a fast-moving, digital-first environment.

Responsibilities include credit assessment and underwriting, verifying the authenticity of bank statements, payslips, and KYC documents, and ensuring accuracy through meticulous document review and strong computer literacy.

Qualifications

• Minimum 6 months experience in a similar credit role.
• Good understanding of document analysis - bank statements, payslips, KYC docs.

Responsibilities

• Analyse and approve credit applications for unsecured personal loans.
• Credit assessment and underwriting
• Verify the authenticity of applicant's documents e.g. bank statements, CIBIL report, Payslips
• Computer literacy to process applications

Skills

Credit analysis

Document analysis

Underwriting

Computer literacy

Job description

The company provides digital only personal loans to customers from their own funds. The role involves appraising customer credit documents and making a lending decision. Digital Personal Loans experience preferred.

Role & responsibilities

• 1. Analyse and approve credit applications for unsecured personal loans.
• 2. Credit Assessment and Underwriting
• 3. Verify the authenticity of applicant's documents e.g. bank statements, CIBIL report, Payslips
• 4. Computer literacy

Preferred Candidate profile

• 1. Minimum 6 months experience in a similar credit role
• 2. Good understanding of document analysis - bank statements, payslips, KYC docs