Credit Officer

Indifi Technologies; Gurugram District; On-site; INR 500,000 - 900,000; Full time

Job summary

Indifi Technologies is seeking a loan underwriter with experience in unsecured loans. The role involves direct borrower discussions, preparing CAMs, evaluating proposals with SOA and CIBIL analysis, ensuring KYC compliance, and ensuring timely, quality decisions before forwarding to lenders. Practical knowledge of balance sheets and P&L is expected.

The candidate will perform primary assessments and analyze non-starter reasons to improve underwriting quality and turnaround times.

Qualifications

• Underwriting experience in Loan, preferably Unsecured Loans.
• Doing personal discussion with borrower.
• Preparing CAM (Credit Assessment Memo), ensuring proper and correct information.
• Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC before assigning any application to Lender with proper TAT and quality.
• Primary assessment & analysis of reasons of non-starter cases.
• Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Responsibilities

• Underwriting experience in Loan, preferably Unsecured Loans.
• Doing personal discussion with borrower.
• Preparing CAM (Credit Assessment Memo), ensuring proper and correct information.
• Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC before assigning any application to Lender with proper TAT and quality.
• Primary assessment & analysis of reasons of non-starter cases.
• Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Job description

Responsibilities

• Underwriting experience in Loan, preferably Unsecured Loans.
• Doing personal discussion with borrower.
• Preparing CAM (Credit Assessment Memo), ensuring proper and correct information.
• Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality.
• Primary assessment & analysis of reasons of non-starter cases.
• Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.