ABHFL - Credit Manager - Informal - Hard...

PeopleStrong; Bhopal; On-site; INR 1,400,000 - 2,000,000; Full time

Job summary

AB Housing Finance Limited is seeking a Credit Manager to oversee underwriting and portfolio quality management in the Credit department. The role requires proactive collaboration with Legal, Technical, and verification vendors to assess complex cases and ensure risk controls.

Focusing on timely processing, you will monitor bounce rates, ensure compliance with frameworks, and maintain robust documentation across LOS and related processes in a dynamic financial services environment.

Qualifications

• 3–5 years of experience in credit or risk roles.
• Understanding of underwriting and portfolio quality management.
• Interest in financial services and credit operations.

Responsibilities

• Underwriting and portfolio quality management for assigned cases.
• Coordinate with Legal, Technical and verification vendors for evaluations in complex cases.
• Monitor bounce rates and ensure documentation is of high quality.

Skills

Credit

Education

Unknown Degree

Job description

ABHFL - Credit Manager - Informal - Hard...

ABHFL - Credit Manager - Informal - Hard...

ABG108758

• Financial Services
• Madhya Pradesh

Posted On 28 Jul 2026

End Date 24 Jan 2027

Required Experience 3 - 5 years

Basic Section

No. Of Position 2

Grade 11

Level NA

Organisational

BUSINESS_UNIT-1 AB Housing Finance Limited

BUSINESS_UNIT-2 AB Housing Finance Limited

BUSINESS_UNIT-3 AB Housing Finance Limited

DEPARTMENT-1 Credit

Country India

Skills

Skill

Credit

Unknown Degree

CERTIFICATION

Job Description

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits.

Process Efficiency

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; escalated to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.