ABHFL - Credit Manager - Affordable - Ha...

PeopleStrong; Indore District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

AB Housing Finance Limited in India is seeking a Credit Manager to oversee underwriting and portfolio quality management within its credit department. You will execute risk operations for basic transactions and coordinate withLegal/technical verification vendors to resolve complex cases, while monitoring bounce rates and ensuring timely data capture in LOS.

Collaborating with Sales and Operations, you will drive process efficiency, manage external vendors, and ensure cost control, with

Qualifications

• 4-8 years of experience in credit/financial services

Responsibilities

• Underwriting and portfolio quality management
• Risk operations for basic transactions with defined frameworks
• Liaise with Legal, Technical and verification vendors for evaluations in complex cases
• Monitor bounce rates and ensure TAT targets
• Coordinate with Credit Processing Analysts to log case files before credit operations
• Work with Sales and Operations for effective decision making and problem solving
• Manage external vendors to ensure quality of reports and timely data capture in LOS
• Ensure cost is within budgeted levels and maintain documentation quality

Skills

Credit

Job description

ABHFL - Credit Manager - Affordable - Ha...

ABG109502

• Financial Services
• Madhya Pradesh

Posted On 11 Aug 2026

End Date 07 Feb 2027

Required Experience 4 - 8 years

Basic Section

No. Of Position 2

Grade 11

Level NA

Organisational

BUSINESS_UNIT-1 AB Housing Finance Limited

BUSINESS_UNIT-2 AB Housing Finance Limited

BUSINESS_UNIT-3 AB Housing Finance Limited

DEPARTMENT-1 Credit

Country India

Skills

Skill

Credit

Unknown Degree

CERTIFICATION

Job Description

Key Result Areas

Supporting Actions

Underwriting and Portfolio Quality Management

• Execute risk and credit operations for basic transactions assigned, in adherence with defined frameworks and principles across ABHFL business lines
• Seek guidance from seniors proactively and gather insights on technical aspects as well as state/ property specific considerations for effective risk assessment of individual cases
• Liaise with relevant Legal, Technical and other verification vendors for Legal-Technical evaluations and clarifications in complex cases, as required
• Monitor the bounce rates as per threshold limits.

Process Efficiency

• Execute risk operations efficiently and in a manner that enables business performance while ensuring risk management imperatives
• Coordinate seamlessly with Credit Processing Analysts to ensure case files are logged appropriately before proceeding to initiate credit operations
• Work as per process-driven coordination mechanisms with Sales and Operations teams for effective decision making and problem solving in line with business and risk management needs; elevate to RCM as required.
• Effectively managing external vendors to ensure quality of reports & TAT
• Efficiently track Cost and ensure they are within budgeted levels.
• Ensure accurate data capture in LOS and maintain high quality of documentation.
• Ensure collection of Post disbursal documents within assigned time frame.