Credit Officer

Equitas Small Finance Bank; Delhi; On-site; INR 400,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank in Karol Bagh, Delhi, seeks a Credit Officer to support credit operations in the North zone. You will prepare CAM with pre-disbursement documents, ensure file completeness, and coordinate with HO for dispatch and documentation.

This permanent, full-time role focuses on timely pre-disbursement processing, adherence to credit norms, and timely completion of PDD for issued loans, contributing to smooth loan closures and risk control.

Qualifications

• SNO. OBJECTIVE
• 1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)
• 2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)
• 3 Physical File Dispatch to HO as per the matrix
• 4 Completion of PDD on time for the loans disbursed

Responsibilities

• To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)
• Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)
• Physical File Dispatch to HO as per the matrix
• Completion of PDD on time for the loans disbursed

Job description

Posted On 22 Sep 2026

End Date 22 Oct 2026

Required Experience NA

Basic Section

No. Of Openings 1

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Closing Date 22 Oct 2026

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Zone North

Branch Code 20003

Branch Name Karol Bagh

Skills

Skill

Working Language

Job Description

SNO. OBJECTIVE

1 To prepare CAM with all the pre disbursement documents in place as per the Credit norms and within the prescribed TAT (Pre Disbursement)

2 Ensure that file is complete in all aspects before the loan is disbursed (FTR as per the matrix)

3 Physical File Dispatch to HO as per the matrix

4 Completion of PDD on time for the loans disbursed