Credit Officer
PeopleStrong Pte Ltd
An application made for this job — a tailored resume and cover letter that speak straight to the posting.
Job summary
PeopleStrong Pte Ltd in Pune is seeking a Credit Officer to assess home loan applications and perform credit appraisal in the Affordable Housing Finance segment. You will verify KYC and documents, conduct field verification, and coordinate with sales, legal, and operations to ensure timely loan processing.
The role requires analyzing borrower profiles, estimating income, and evaluating repayment capacity while adhering to NHB/RBI guidelines and internal policies.
Qualifications
- Team working and customer focus are essential in handling home loan credit processes.
- Strong analytical mindset for income estimation and repayment capacity assessment.
- Knowledge of NHB/RBI guidelines and compliance requirements is expected.
Responsibilities
- Analyze home loan applications under Affordable Housing Finance segment.
- Assess borrower profiles including salaried, self-employed, and informal income customers.
- Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity.
- Evaluate property documents and ensure legal & technical compliance.
- Verify KYC, banking, and financial documents for authenticity.
- Perform field investigation (FI) and residence /business verification when required.
- Prepare credit appraisal notes and recommend approvals based on risk assessment.
- Ensure adherence to internal credit policies, NHB/RBI guidelines, and compliance norms.
- Coordinate with sales, legal, technical, and operations teams for smooth loan processing.
- Monitor loan portfolio quality and identify early warning signals.
- Maintain proper documentation and audit trails.
Skills
Education
Job description
Posted On 22 Sep 2026
End Date 22 Oct 2026
Required Experience NA
Basic Section
No. Of Openings 1
External Title Credit Officer
Employment Type Permanent
Employment Category Field
Closing Date 22 Oct 2026
Organisational
Team Working Customer Focus
Master of Computer Applications
- Analyze home loan applications under Affordable Housing Finance segment
- Assess borrower profiles including salaried, self-employed, and informal income customers
- Conduct detailed credit appraisal including income estimation, FOIR, and repayment capacity
- Evaluate property documents and ensure legal & technical compliance
- Verify KYC, banking, and financial documents for authenticity
- Perform field investigation (FI) and residence /business verification when required
- Prepare credit appraisal notes and recommend approvals based on risk assessment
- Ensure adherence internal credit policies, NHB/RBI guidelines, and compliance norms
- Coordinate with sales, legal, technical, and operations teams for smooth loan processing
- Monitor loan portfolio quality and identify early warning signals
- Maintain proper documentation and audit trails
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