Credit Officer

PeopleStrong Pte Ltd; Coimbatore District; On-site; INR 450,000 - 600,000; Full time

Job summary

Equitas Small Finance Bank is hiring for a External Title Credit Officer in Coimbatore, Tamil Nadu. The role falls under the Housing Loan department in the Affordable Housing division.

It involves overseeing credit operations, ensuring target attainment and portfolio quality, and contributing to retail disbursement targets. The incumbent will operate from the Coimbatore Branch (100 Feet Road area) and collaborate with the Housing Loan team to optimize credit processes and risk controls while

Qualifications

• Leadership and decision-making capabilities in credit operations.
• Understanding of risk assessment and portfolio management.

Responsibilities

• Achieve defined disbursement targets for retail products.
• Improve collection efficiency and portfolio quality.
• Monitor and report on credit performance and risk indicators.

Skills

Leadership Through Sustainability

Bachelor of Business management

Education

Bachelor of Business management

Job description

External Title Credit Officer

Employment Type Permanent

Employment Category Field

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Affordable Housing

Department Housing Loan

Sub-Department Credit

Generic Role Credit Officer

External Title (Job Role) Credit Officer

Division Affordable Housing

Zone South

State Tamil Nadu

Area Coimbatore

PT Location Coimbatore

Branch Code 1026

Branch Name 100 Feet Road

Skills

• Leadership Through Sustainability
• Bachelor of Business management

Skill

• Leadership Through Sustainability
• Bachelor of Business management

Working Language

Job Description

S.NO. DESIRED RESULT WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure

1 Achieve the defined Disbursement Targets for Retail Products 70% % of Achievement Annexure 1

2 Collection efficiency & Portfolio Quality 20% ED % and Bounce Resolution Annexure 2