Branch Credit Manager

PeopleStrong Pte Ltd; Palanpur; On-site; INR 500,000 - 750,000; Full time

Job summary

Equitas Small Finance Bank in Palanpur invites an experienced Branch Credit Manager – ABM Retail to oversee retail credit activities at the branch and ensure adherence to credit policies. You will manage risk controls, portfolio quality, and customer credit decisions within the Palanpur branch network.

The role concentrates on achieving branch targets while driving key metrics such as early delinquency, credit TAT, and overall credit governance across the division.

Job description

Employment Type Permanent

Employment Category Field

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Credit

Generic Role Branch Credit Manager

Division Inclusive Banking - SBL

Zone West

PT Location Palanpur VF-PLNPR

Branch Code 7055

Branch Name Palanpur

Job Description

Key Result Areas
Position : ABM - Retail

S.NO. DESIRED RESULT WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure

1 Early Delinquency 20 OD% on 12 Month Book-No. of cases Annexure 1

2 Credit TAT 15 TAT of FI, RCU and Technical Annexure 2

3 Business Target Achievement (Collaboration) 15 Branch Budget Vs. Actual Annexure 3

4 Hind sighting/Audit 15 Credit Compliance/ Internal Audit Score Annexure 4

5 Monitoring PDD Dispatch 15 PDD% collection Annexure 5

6 Monitoring Sampling Activity 10 20% Files Processed Annexure 6

7 Team Management 5 Attrition% Annexure 7

8 Team Development 5 Average Mandays of Training per Team Member Annexure 8