Credit Card Sales Executive

Steel On Call Services (India) Private Limited; Visakhapatnam; On-site; INR 300,000 - 420,000; Full time

Benefits offered by this job

Performance-based incentives

Growth opportunities

Job summary

Steel on Call Services India Private Limited is seeking an experienced Credit Card Sales Executive to drive acquisition and product promotion. The role involves lead generation, explaining product features, and converting prospects into customers while meeting sales targets.

The candidate will manage the full sales cycle, assist with applications and KYC, and maintain strong relationships with customers and corporate partners. A target-driven sales stance is essential.

Qualifications

• Bachelor's degree from a recognized university is required.
• MBA, B.Com, BBA, B.A., B.Sci. or related field preferred in Marketing, Finance, or Business Administration.

Responsibilities

• Generate leads through field sales, telecalling, referrals, and corporate tie-ups.
• Promote credit card products by explaining features, benefits, fees, and offers.
• Achieve daily, weekly, and monthly sales targets.
• Manage end-to-end sales process from lead to submission and follow-up.
• Assist customers with application forms and KYC documents.
• Coordinate with banks to track application status and processing.

Skills

Communication skills

Sales

Lead generation

CRM

Time management

MS Office

Education

Bachelor's degree

MBA/Commerce background

Tools

MS Office

Job description

Company: Steel on Call Services India Private Limited

Department: Sales & Business Development

Experience: 4+ Years

Industry: Banking / Financial Services / Credit Card Sales

Employment Type: Full-Time

Location: To be specified

Contact Person Name : Ch Revathi

Contact Person Number : 6281100536

1. Job Purpose

Steel on Call Services India Private Limited is looking for an experienced and target-oriented Credit Card Sales Executive to drive customer acquisition and credit card sales. The candidate will be responsible for generating leads, promoting credit card products, converting prospects into customers, achieving sales targets, and maintaining strong customer relationships.

2. Key Responsibilities

Generate leads through field sales, telecalling, referrals, corporate tie-ups, and other sales channels.

Promote credit card products by explaining features, benefits, eligibility criteria, fees, charges, and applicable offers.

Identify customer needs and recommend suitable credit card products based on eligibility.

Achieve assigned daily, weekly, and monthly sales targets.

Manage the complete sales process, from lead generation and customer interaction to application submission and follow-up.

Assist customers with application forms and collection of required KYC documents.

Coordinate with banks and financial institutions to track application status and support timely processing.

Develop and maintain relationships with customers, corporate clients, and business partners.

Follow up on prospective customers and pending applications to improve conversion rates.

Maintain accurate records of leads, applications, conversions, and sales performance.

Prepare and submit daily, weekly, and monthly sales reports to the reporting manager.

Ensure compliance with applicable banking guidelines, KYC requirements, customer data privacy standards, and company policies.

Maintain transparent communication with customers and avoid mis-selling.

Monitor market trends and competitor offerings to identify new business opportunities.

3. Educational Qualifications

Minimum Qualification: Bachelor's degree in any discipline from a recognized university.

Preferred Qualification: B.Com, BBA, B.A., B.Sc., or MBA in Marketing, Finance, or Business Administration.

Candidates with relevant credit card sales experience and a proven record of achieving sales targets will be preferred.

4. Experience Requirements

Minimum 4+ years of experience in credit card sales, banking sales, financial services, or related sales roles.

Prior experience in credit card acquisition, customer onboarding, and lead conversion is preferred.

Proven ability to achieve sales targets and develop new customer relationships.

Knowledge of credit card products, application processing, KYC documentation, and basic banking procedures.

Experience in field sales, direct sales, or customer acquisition will be an added advantage.

5. Required Skills and Competencies

Excellent communication and interpersonal skills.

Strong sales, negotiation, and convincing abilities.

Ability to generate leads and convert prospects into customers.

Customer relationship management and follow-up skills.

Target-oriented mindset and commitment to achieving business goals.

Good time management, coordination, and reporting skills.

Basic computer knowledge and proficiency in MS Office.

Ability to handle customer objections and resolve queries professionally.

High levels of integrity, professionalism, and customer service orientation.

6. Key Performance Indicators (KPIs)

Achievement of monthly credit card sales targets.

Number of qualified leads generated.

Number of credit card applications submitted.

Application approval and conversion rates.

Accuracy of customer documentation.

Customer acquisition and satisfaction levels.

Timely follow-up and compliance with company policies.

7. Preferred Candidate Profile

The ideal candidate should be proactive, confident, and comfortable working in a target-driven sales environment. Candidates with a proven track record in credit card acquisition, banking sales, financial product sales, and customer relationship management will be given preference.

8. Compensation and Benefits

Competitive salary based on experience and suitability.

Performance-based incentives as per company policy.

Opportunities for professional growth in sales and business development.

9. Application

Interested candidates with 4+ years of relevant experience and a strong track record in credit card sales are encouraged to apply to Steel on Call Services India Private Limited.