Credit Analyst/Manager – Wholesales Banking – CA/CFA

Hireex Consultants; India; Remote; INR 600,000 - 1,200,000; Full time

Job summary

A financial consulting firm in Mumbai is seeking a Credit Analyst to prepare appraisal notes and monitor risk assessments for SME and Large Corporate clients. The ideal candidate should have experience in credit underwriting and financial modeling, preferably in project finance. Strong communication skills are essential. This role presents an opportunity to work in a dynamic environment.

Qualifications

• Experience in Credit Underwriting for SME/Large Corporate.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and/or Infra sector credit analysis preferred (not mandatory).

Responsibilities

• Preparation of Credit Appraisal notes for SME/Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Visit the units and submit inspection reports.
• Manage and address escalations related to risk assessments.

Skills

Credit Underwriting

Financial Modeling

Project Finance Knowledge

Verbal Communication

Written Communication

Presentation Skills

Education

CA

MBA

CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst

Segment: WHOLESALE BANKING

Sub Segment: Infrastructure / SFG / SME/ Large Corporate

Location: BKC, Mumbai

Job Role:

• Preparation of Credit Appraisal notes for SME/ Large Corporate.
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for SME/ Large Corporate.
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.