Credit Analyst CCG

Intellectual Capital HR Consulting Pvt. Ltd.; Ernakulam; On-site; INR 600,000 - 900,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Credit Analyst for the Lending CCG - Conglomerate Corporate Group.

The role focuses on preparing credit appraisal notes for large corporates, engaging with business partners on terms, and gathering information for CRANs. The ideal candidate has experience in credit underwriting for large corporates, strong Excel financial modelling skills, and exposure to project finance or infra sector credits is a plus.

Qualifications

• Experience required in Credit Underwriting for Large Corporates.
• Working knowledge of Excel for preparation of Financial Models.
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.

Responsibilities

• Prepare Credit Appraisal notes for Large Corporates.
• Discuss Terms and Conditions for risk assessments with business.
• Obtain information from customers for CRANs.
• Monitor accounts based on sanctioned terms.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit units and submit inspection reports.
• Address escalations related to risk assessments.

Skills

Credit underwriting

Financial modeling

Communication skills

Presentation skills

Education

CA/MBA/CFA

Tools

Excel

Job description

Job Information:

Role: Credit Analyst - Lending CCG - Conglomerate Corporate Group

Location: Mumbai

Job Role:

• Preparation of Credit Appraisal notes for Large Corporates
• Discuss with business on Terms and Conditions for risk assessments
• Discuss with customers for obtention of information for preparation of CRANs.
• Monitor the accounts based on the terms stipulated by the Sanctioning Authority.
• Prepare Monthly/Quarterly Monitoring Reports for the portfolio.
• Escalate with an action plan for non compliances.
• Visit the units and submit inspection reports.
• Manage and address any escalations related to risk assessments

Job Requirements:

• Experience required in Credit Underwriting for Large Corporates
• Working knowledge of Excel for preparation of Financial Models
• Experience in Project Finance and / or Infra sector credit analysis would be preferred (not mandatory).
• CA/ MBA/ CFA
• Good verbal, written communication & presentation skills.