Credit Analyst

Digitide; Thane; On-site; INR 600,000 - 900,000; Full time

Job summary

Digitide is seeking a Credit Analyst for its back-office CLM Domestic BFSI operations. You will conduct credit analyses and evaluations to determine client creditworthiness, impacting lending decisions and financial health.

The ideal candidate has a finance degree, at least 2 years of credit analysis experience, strong analytical skills, and familiarity with credit scoring models and regulatory requirements. You will collaborate with underwriters and maintain precise documentation.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum of 2 years of experience in credit analysis or a similar role.
• Strong analytical and critical thinking skills.
• Excellent attention to detail and accuracy.
• Proficiency in using financial analysis tools and software.
• Ability to work independently and manage multiple tasks.
• Effective communication and interpersonal skills.
• Knowledge of regulatory requirements in the financial industry.
• Familiarity with credit scoring models and risk assessment techniques.
• A proactive and solution-oriented approach to problem-solving.

Responsibilities

• Conduct comprehensive credit analyses and evaluations for clients.
• Review and assess financial statements, credit reports, and other relevant data.
• Identify potential risks and make informed recommendations to mitigate them.
• Monitor and analyze industry trends and market conditions to stay updated.
• Collaborate with underwriters and other team members to ensure a seamless lending process.
• Maintain accurate records and documentation for all credit assessments.
• Provide timely and accurate credit reports to internal stakeholders.
• Stay updated with regulatory requirements and ensure compliance.
• Assist in developing and implementing credit policies and procedures.
• Contribute to the overall growth and success of the CLM Domestic BFSI department.

Skills

Analytical thinking

Attention to detail

Communication skills

Regulatory knowledge

Credit risk assessment

Independent work

Education

Bachelor's degree in Finance, Accounting, or a related field

Job description

Digitide started with a simple vision: to transform business operations and drive growth for enterprises across the globe.

For over 20 years, we’ve been at the forefront of this mission, creating lasting impact through AI-led digital solutions, smart business processes, and deep industry expertise. Our journey began as a partner to businesses looking to enhance operational efficiency and customer experiences. By combining the power of AI, data intelligence, and business process services, we’ve been able to help our customers master the digital age and stay ahead of the curve.

With a global presence across 40 locations in 5 countries and a team of 55,000 dedicated associates, we deliver transformative solutions that help businesses adapt, evolve, and thrive in a constantly changing world. We’re more than just a service provider we’re a committed partner driving meaningful impact every day. We leverage global expertise and local insights to help customers navigate challenges and seize new opportunities. With a focus on innovation, collaboration, and results, we continue to pave the way for the future of business.

Job Description

As a Credit Analyst, you will play a vital role in our back-office operations, specifically within the CLM Domestic BFSI department. Your primary responsibility will be to conduct thorough credit analyses and evaluations for our clients, ensuring their financial stability and creditworthiness. Your work will directly impact our company's lending decisions and overall financial health.

Responsibilities

• Conduct comprehensive credit analyses and evaluations for clients.
• Review and assess financial statements, credit reports, and other relevant data.
• Identify potential risks and make informed recommendations to mitigate them.
• Monitor and analyze industry trends and market conditions to stay updated.
• Collaborate with underwriters and other team members to ensure a seamless lending process.
• Maintain accurate records and documentation for all credit assessments.
• Provide timely and accurate credit reports to internal stakeholders.
• Stay updated with regulatory requirements and ensure compliance.
• Assist in developing and implementing credit policies and procedures.
• Contribute to the overall growth and success of the CLM Domestic BFSI department.

Qualifications

• Bachelor's degree in Finance, Accounting, or a related field.
• Minimum of 2 years of experience in credit analysis or a similar role.
• Strong analytical and critical thinking skills.
• Excellent attention to detail and accuracy.
• Proficiency in using financial analysis tools and software.
• Ability to work independently and manage multiple tasks.
• Effective communication and interpersonal skills.
• Knowledge of regulatory requirements in the financial industry.
• Familiarity with credit scoring models and risk assessment techniques.
• A proactive and solution-oriented approach to problem-solving.

Job Info

• Job Identification 268792
• Job Category Customer Support/Operations | BPM