Business Development Manager

Harvest Capital Multistate Agro Cooperative Society Limited; Ernakulam, Kottayam, Idukki; On-site; INR 350,000 - 550,000; Full time

Job summary

Harvest Capital Multistate Agro Cooperative Society Limited in Kerala seeks a sales professional to generate leads and acquire customers for diverse loan products including personal, business, LAP and vehicle loans.

You will build strong relationships with DSAs, connectors, brokers and channel partners, aiming to meet monthly and annual targets while ensuring compliant documentation and KYC.

Qualifications

• Graduate/Postgraduate in Business, Finance, Marketing, or related field.
• 1-8 years of experience in NBFC, Banking, Housing Finance, or Financial Services sales.
• Strong knowledge of lending products and credit processes.
• Good communication, negotiation, and relationship management skills.

Responsibilities

• Generate leads and acquire customers for loan products (Personal Loan, Business Loan, LAP, Vehicle Loan, etc.).
• Build and maintain relationships with DSAs, connectors, brokers, dealers, and channel partners.
• Achieve monthly and annual sales/disbursement targets.
• Conduct customer meetings and understand financing requirements.
• Coordinate with credit, operations, and collections teams for smooth loan processing.
• Ensure proper documentation and KYC compliance.
• Monitor market trends and competitor activities.
• Maintain healthy portfolio quality and minimize delinquencies.
• Prepare sales reports and MIS updates.

Skills

Lead generation

Sales negotiation

Relationship management

Communication skills

Lending product knowledge

Education

Graduate/PG in Business, Finance, Marketing or related field

Job description

Role & responsibilities

• Generate leads and acquire customers for loan products (Personal Loan, Business Loan, LAP, Vehicle Loan, etc.).
• Build and maintain relationships with DSAs, connectors, brokers, dealers, and channel partners.
• Achieve monthly and annual sales/disbursement targets.
• Conduct customer meetings and understand financing requirements.
• Coordinate with credit, operations, and collections teams for smooth loan processing.
• Ensure proper documentation and KYC compliance.
• Monitor market trends and competitor activities.
• Maintain healthy portfolio quality and minimize delinquencies.
• Prepare sales reports and MIS updates.

Preferred candidate profile

• Graduate/Postgraduate in Business, Finance, Marketing, or related field.
• 1-8 years of experience in NBFC, Banking, Housing Finance, or Financial Services sales.
• Strong knowledge of lending products and credit processes.
• Good communication, negotiation, and relationship management skills.

Job Location:

All Kerala requirements