Branch Relationship Officer - Used Car

Equitas Small Finance Bank Ltd.; Nagercoil; On-site; INR 250,000 - 450,000; Full time

Job summary

Equitas Small Finance Bank Ltd. Nagarcoil, Tamil Nadu invites applications for a Branch Relationship Officer - Used Car.

The role focuses on building a steady pipeline of used car loan prospects via direct sourcing, dealers, and references while maintaining strong client relationships. You will ensure timely collection of documents, comply with RBI and internal policies, and explore cross-sell options such as savings accounts, current accounts, term deposits, and FASTag, with a goal of

Qualifications

• Required Experience 1 - 5 years
• End Date 22 Nov 2026

Responsibilities

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice 'First Time Right' principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Job description

Branch Relationship Officer - Used Car

Employment Type Permanent

Employment Category Field

Zone South 2

State Tamil Nadu

Branch Code 1090

Branch Name Nagarcoil

Job Description

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice 'First Time Right' principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.

Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customers' requirement is met.

End Date 22 Nov 2026

Required Experience 1 - 5 years