Branch Relationship Executive - Used Car

Equitas Small Finance Bank Ltd.; Puducherry; On-site; INR 240,000 - 360,000; Full time

Job summary

Equitas Small Finance Bank invites applications for Branch Relationship Executive - Used Car in Pondicherry. The role focuses on sourcing used car loan prospects through direct channels, dealers, and DSAs, while building and maintaining strong customer relationships for timely loan processing.

You will ensure documentation is complete, pursue cross-sell opportunities, and uphold RBI guidelines with a view to efficient, compliant service at the branch in South 2, Pondicherry (Code 1005).

Qualifications

• 1-2 years of experience in branch relationship/sales
• Good communication and customer handling skills
• Willingness to work in a target-driven environment

Responsibilities

• Develop a consistent pipeline of applications from customers seeking finance for used cars through direct sourcing, dealers, DSAs, and references
• Manage relationships with customers by responding to requirements promptly and professionally
• Ensure timely collection of documentation for loan proposals to ensure first-time-right processing
• Generate and pass on leads for cross-sell products such as savings accounts, current accounts, term deposits, and FASTag
• Maintain 100% compliance with RBI policies, processes and regulatory requirements
• Follow up with channels to keep relationships intact and ensure no past-due delays beyond 60 days
• Understand ESFB Used Car Funding products and offer suitable schemes meeting customer needs

Skills

UG

Education

UG

Job description

Branch Relationship Executive - Used Car...

• Equitas Small Finance Bank
• Emerging Enterprise Banking>South 2>Pondicherry>Tamil Nadu 1>Pondy>Pondy>Pondicherry>1005>Pondicherry

Required Experience 1 - 2 years

Basic Section

No. Of Openings 1

External Title Branch Relationship Executive - Used Car

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department Used Car

Generic Role Sales Officer

External Title (Job Role) Branch Relationship Executive - Used Car

Zone South 2

Area Pondy

Branch Code 1005

Skills

Skill

UG

Job Description

UCAR

• Develop consistent pipeline of applications from good quality customers who require finance for purchase of Used cars through direct sourcing, Dealers, DSAs, market references etc.,
• Effectively manage relationships with all customers by responding to their requirements in a timely and professional manner.
• Ensure that all documentation and information related to loan proposals are obtained in a timely manner to practice 'First Time Right' principle.
• Actively generate & pass on leads for cross-sell products like Saving Accounts, Current Accounts, Term Deposits, FASTag (wherever applicable)
• Ensure 100% compliance to Policies & Processes and all regulatory matters of RBI and other statutory bodies
• Closely follow up Channels and keep the relationship intact and ensure no PDD is pending beyond 60 days from his channels.
• Understand the products & policies of ESFB Used car Funding and offer the right scheme to the client and ensure customer’s requirement is met.