Branch Manager - Retail MFB - Sales

Tata Capital Finance Ltd; NTR; On-site; INR 350,000 - 550,000; Full time

Job summary

Tata Capital Finance Ltd is seeking a Branch Manager for Retail MFB - Sales at Mylavaram. This position emphasizes achieving disbursement targets with minimal delinquency, and building and leading a sales team across territories to expand the operation.

You will assess potential client bases, manage disbursement and repayment, and ensure portfolio quality through regular field visits and centre meetings, while maintaining strong client relationships and brand presence in the market.

Qualifications

• Relationship management and business sourcing are essential.
• Sales flair helps drive revenue and client engagement.
• Strong customer service orientation is required to delight clients.

Responsibilities

• Achieve disbursement targets while minimizing delinquency.
• Identify Joint Liability Groups and supervise disbursed loans.
• Develop and manage sales teams across territories for market penetration.
• Maintain portfolio quality by tracking normal dues, non-starters, delinquency and fraud.
• Conduct regular field visits and centre meetings to source new clients.
• Build strong client relationships and a recognizable brand in the region.
• Hold weekly/daily meetings and visits to centres.

Skills

Relationship management

Business sourcing

Sales flair

Customer service

Education

Graduate in any discipline

Job description

Branch Manager - Retail MFB - Sales - Mylavaram - Main Road - J Grades 10222

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applicants Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre

Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred.

Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline