Branch Manager-Micro Business Loan

Idfc First Bank Limited; Purba Bardhaman; On-site; INR 600,000 - 900,000; Full time

Job summary

IDFC First Bank Limited in India seeks a Branch Manager for Micro Business Loans to drive branch performance, lead the sales team, and ensure efficient disbursement processes. You will coordinate with Micro Business Loans and Retail teams to deliver banking solutions, ensure customer-centric service, and achieve growth targets.

The role requires 2+ years of experience and a strong background in branch operations, product mix optimization, and compliance.

Qualifications

• Graduation in Technology/Math/Commerce/Arts/Science/Biology/Business/Computers/Engineering/Management.
• Post-graduation: MBA, PGDM.
• Experience: 2+ years of relevant experience.

Responsibilities

• Target and manpower planning for the branch.
• Recruitment and training of branch sales staff.
• Meet disbursement targets month on month.
• Identify business clusters and execute penetration strategies.
• Track and improve manpower productivity.
• Mentor and monitor the branch team.
• Monitor competition and report market developments to upstream.
• Manage product mix and branch profitability.
• Oversee bucket collection and portfolio management.
• Ensure internal and external audit compliance.

Skills

Target setting & manpower planning

Recruitment & training of sales staff

Disbursement target management

Business cluster identification

Product mix & profitability management

Portfolio management

Audit compliance

Education

Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management

Post-graduation: MBA, PGDM

Job description

Job Requirements

Role/ Job Title : Branch Manager-Micro Business Loan

Function/ Department : Micro Business Loans

Job Purpose

The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities

• Target and Manpower planning for the branch.
• Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street.
• Will be responsible for meeting disbursements targets month on month.
• Identifying business clusters with high potential and execute penetration strategies.
• Tracking and improving Manpower Productivity at all levels.
• Monitoring and mentoring the branch team.
• Keeping a regular track of competition and reporting new products / market developments to upstream.
• Managing product mix and branch profitability.
• Managing the bucket collection and overall portfolio management.
• Managing internal and external audit compliance.

Education Qualification

Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.

Post-graduation : MBA, PGDM

Experience : 2+ years of relevant experience