Branch Manager-Micro Business Loan

Idfc First Bank Limited; Bardhaman; On-site; INR 600,000 - 900,000; Full time

Job summary

Idfc First Bank Limited is seeking a Branch Manager for Micro Business Loans to drive growth in a designated area, delivering banking services efficiently while collaborating with the Retail team to provide a seamless customer experience.

The role focuses on achieving disbursement targets, managing branch profitability, and ensuring compliance, with leadership responsibilities for sales and operations within the Micro Business Loans function.

Qualifications

• Graduation listed in fields such as technology, maths, commerce, arts, science, biology, business, computers, engineering or management.
• Post-graduation MBA or PGDM is preferred.

Responsibilities

• Target and manpower planning for the branch.
• Recruitment and training of branch sales staff and credit/collection roles.
• Meet disbursement targets month on month.
• Identify high-potential business clusters and execute penetration strategies.
• Track manpower productivity and mentor the branch team.
• Monitor competition and report new products/market developments.
• Manage product mix and branch profitability.
• Oversee bucket collection and overall portfolio management.
• Ensure internal and external audit compliance.

Education

Bachelor’s degree (various fields)

MBA/PGDM

Job description

Job Description:

Job Requirements

Job Requirements

Role/ Job Title: Branch Manager-Micro Business Loan

Function/ Department: Micro Business Loans

Job Purpose

The role entails scaling up the business for the Micro Business Loan lending for a designated area by delivering banking needs to the customers in the most cost efficient and technology effective manner. Role will closely collaborate with Retail team for same. This role encapsulates the responsibility of providing a seamless and fulfilling customer experience and ensuring IDFC First becomes the primary bank for all banking needs.

Roles & Responsibilities

• Target and Manpower planning for the branch.
• Ensure recruitment and training of manpower – Sales Manager/Branch sales manager & branch credit and collection manager and feet on street.
• Will be responsible for meeting disbursements targets month on month.
• Identifying business clusters with high potential and execute penetration strategies.
• Tracking and improving Manpower Productivity at all levels.
• Monitoring and mentoring the branch team.
• Keeping a regular track of competition and reporting new products / market developments to upstream.
• Managing product mix and branch profitability.
• Managing the bucket collection and overall portfolio management.
• Managing internal and external audit compliance.

Education Qualification

Graduation: Bachelors in Technology / Maths / Commerce / Arts / Science / Biology / Business / Computers / Engineering / Management.

Post-graduation: MBA, PGDM

Experience:2+ years of relevant experience