Branch Manager-BRANCH BANKING-RL Branch head

Kotak Mahindra Bank Ltd; Raipur; On-site; INR 1,000,000 - 1,500,000; Full time

Job summary

Kotak Mahindra Bank Ltd. seeks a Branch Manager to drive growth in deposits, deliver service standards, and lead a branch team. The role requires strong sales experience, risk awareness, and effective cross-functional collaboration across product, marketing and operations.

You will be accountable for P&L, regulatory compliance, and maintaining branch productivity and morale while delivering customer delight and targeted fee income.

Qualifications

• Total banking experience around 6 years.
• 3–4 years in Retail Liabilities.
• MBA/CA/CAIB qualification.
• Strong leadership and agile execution.

Responsibilities

• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products. Cross selling targets progressively
• Sale of MF and Insurance products
• Fee Income
• Branch Administration
• Regulatory Compliance
• Manage productivity and overall morale of branch team members
• Overall responsible for break-even and P&L of branch

Skills

Liabilities sales

Leadership

Customer service

Financial instruments

Macro economy

Product coordination

Sales experience

Education

MBA/CA/CAIB

Job description

Job Role:

• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products. Cross selling targets progressively
• Sale of MF and Insurance products
• Fee Income
• Branch Administration
• Regulatory Compliance
• Manage productivity and overall morale of branch team members
• Overall responsible for break-even and P&L of branch

Job Requirements:

• Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities
• Must have had Sales experience and exposure, preferably of Liabilities products
• Qualifications- MBA / CA/ CAIB
• Good Leadership skills (though more tactical than strategic)
• Thinker: Doer – 40:60
• In-depth understanding of financial instruments, markets and macro micro economic processes
• Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT”
• Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.