Branch Manager - Banking and Retail Liabilities

Kotak Mahindra Bank Limited; Punjab; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Kotak Mahindra Bank Limited is seeking a Branch Manager for BRANCH BANKING-RL Branch head. The role focuses on growing the deposit base, delivering service standards, and cross-selling Liabilities, MF, and Insurance products. Oversee branch administration, compliance, and profitability.

The ideal candidate has 6+ years in banking with a proven sales background and leadership ability to drive branch performance.

Qualifications

• Overall 6+ years in banking with focus on liabilities.
• Experience in selling Liabilities products and cross-sell.
• Strong leadership and ability to manage branch team.

Responsibilities

• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products with cross-selling targets progressively
• Sale of MF and Insurance products
• Fee Income, Branch Administration and Regulatory Compliance
• Manage productivity and overall morale of branch team members
• Overall responsible for break-even and P&L of branch

Skills

Sales experience

Leadership

Customer service

Education

MBA / CA / CAIB

Job description

Branch Manager-BRANCH BANKING-RL Branch head

Short Description for Internal Candidates Job Role:

• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products. Cross selling targets progressively
• Sale of MF and Insurance pro

Description for Internal Candidates Job Role:

• Enhancement of Deposit pool from Customers
• Establishing standards and delivery of service
• Sale of non-deposit products. Cross selling targets progressively
• Sale of MF and Insurance products
• Fee Income
• Branch Administration
• Regulatory Compliance
• Manage productivity and overall morale of branch team members
• Overall responsible for break-even and P&L of branch

Job Requirements:

• Overall 6yrs of Banking experience; out of which 3-4yrs in Retail Liabilities
• Must have had Sales experience and exposure, preferably of Liabilities products
• Qualifications- MBA / CA/ CAIB
• Good Leadership skills (though more tactical than strategic)
• Thinker: Doer – 40:60
• In-depth understanding of financial instruments, markets and macro micro economic processes
• Ability to carry along all the units involved in the customer service cycle to ensure customer “DELIGHT”
• Liaising with product management team, marketing and other centers & verticals for new product development, service enhancements and sales initiatives.