Branch Head

The Greater Bombay Cooperative Bank; Mumbai; On-site; INR 900,000 - 1,300,000; Full time

Job summary

The Greater Bombay Cooperative Bank is seeking an experienced Branch Manager to oversee day-to-day branch operations, front-end business development, and back-end operations, ensuring excellence in service delivery and achievement of revenue targets.

The role includes strategizing product campaigns for CASA, FDs, Gold, vehicle, mortgage and large value loans; supervising marketing and business development; ensuring compliance, credit management, and recovering NPAs; optimizing costs, and

Responsibilities

• Oversee day-to-day branch operations and front-end business development.
• Strategize and execute product campaigns for CASA, FDs, Gold, and loans.
• Supervise marketing and business development for liabilities and third-party products.
• Ensure vigilance, inspection, audit, and compliance at the branch.
• Credit management at branch level with timely follow-up on NPAs.
• Deliver high-quality customer experience and maintain customer-centric culture.
• Respond to queries from internal and statutory auditors.
• Cost management and optimization at branch level.
• Initiate action on recovery of defaulted loans.

Job description

• Overall responsible for the Branch performance - managing day to day affairs of the branch including front end business development (including 3rd party products), back end operations and all product offerings (i.e. mobilizing deposits and advancing loans) thereby achieving generation of targeted revenue / profits.
• Strategizing and executing product focused campaigns - for CASA / FDs / Gold, Business Home, Vehicle, Mortgage and Large value loans to build up quality credit portfolio for sustainable profitability (Retail & SME).
• Supervising marketing and Business Development initiatives and operations for various Liabilities products, lending against Tangible Securities, Third Party Products thereby achieving increased sales / maximizing profit.
• Responsible for vigilance, inspection and audit and compliance at branch.
• Responsible for credit management at branch level - prompt and effective follow up on recoveries from NPAs.
• Ensuring proficiency in delivery of high standard and quality customer experience and elevating customer satisfaction and maintaining customer oriented work culture in the branch.
• Attending to queries / clarifications of internal and statutory auditors and inspection and compliance.
• Responsible for Cost Management and Optimization at branch level.
• Initiate action of Recovery on the loans defaulted by the borrowers.