Branch Credit Manager

Moneyboxx Finance Limited; Eluru District; Sur place; INR 250 000 - 450 000; Plein temps

Résumé du poste

Moneyboxx Finance Limited in Eluru is hiring a Branch Credit Manager to oversee secured lending operations for HL, LAP and ML products.

You will evaluate and underwrite loan proposals, assess eligibility and risk, and ensure proper verification before sanction/disbursement, coordinating with Sales, Operations and RCU.

Candidates with 2–5 years NBFC/HFC banking background are preferred.

Qualifications

• 2–5 years of secured lending experience.
• Experience with HL/LAP/ML products preferred.
• Knowledge of credit appraisal and underwriting processes.

Responsabilités

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Ensure proper verification and documentation before sanction/disbursement.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Connaissances

Credit appraisal

Underwriting

Analytical skills

Decision making

NBFC/HFC experience

Description du poste

Branch Credit Manager HL/LAP/ML | Secured Lending

Job Description

We are hiring Branch Credit Manager | NBFC

Locations: Eluru

CTC: 2.5 LPA 4.5 LPA

Experience: 2 to 5 Years

Industry: NBFC / HFC / Financial Services Product Experience Required

• Home Loans (HL)
• Loan Against Property (LAP)
• Micro Loans (ML)
• Secured Lending

Key Responsibilities

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Ensure proper verification and documentation before sanction/disbursement.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Candidate Profile

• 2 to5 years of relevant experience in secured lending credit.
• Experience in HL/LAP/ML products is preferred.
• Strong knowledge of credit appraisal and underwriting.
• Good analytical and decision-making skills.
• Candidates from NBFC/HFC/Banking background preferred.