Branch Credit Manager

Moneyboxx Finance Limited; Tirupattur; On-site; INR 250,000 - 450,000; Full time

Job summary

Moneyboxx Finance Limited is seeking a Branch Credit Manager to oversee secured lending products such as Home Loans (HL), Loan Against Property (LAP), and Micro Loans (ML). The role involves evaluating proposals, underwriting as per policy, and ensuring proper verification before sanction/disbursement.

Ideal candidates have 2–5 years of secured lending experience in NBFC/HFC/Banking sectors, with strong credit appraisal and analytical skills to maintain portfolio quality and meet regulatory

Qualifications

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Responsibilities

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Skills

Credit appraisal

Underwriting

Analytical skills

Decision making

Job description

Branch Credit Manager HL/LAP/ML | Secured Lending

Job Description

We are hiring Branch Credit Manager | NBFC

Locations: Ambur | Kanchipuram | CTC: 2.5 LPA 4.5 LPA Experience: 2 to 5 Years Industry: NBFC / HFC / Financial ServicesProduct Experience Required

• Home Loans (HL)
• Loan Against Property (LAP)
• Micro Loans (ML)
• Secured Lending

Key Responsibilities

• Evaluate and underwrite loan proposals as per company credit policy.
• Assess customer eligibility, income, financials and repayment capacity.
• Conduct credit appraisal and risk assessment of HL/LAP/ML proposals.
• Ensure proper verification and documentation before sanction/disbursement.
• Coordinate with Sales, Operations and RCU teams for smooth processing.
• Maintain portfolio quality and ensure adherence to credit guidelines.

Candidate Profile

• 2 to5 years of relevant experience in secured lending credit.
• Experience in HL/LAP/ML products is preferred.
• Strong knowledge of credit appraisal and underwriting.
• Good analytical and decision-making skills.
• Candidates from NBFC/HFC/Banking background preferred.