Branch Credit Manager | Leading NBFC

Hindco Recruitment Consultants; Bengaluru; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Hindco Recruitment Consultants in Bengaluru is seeking a Credit Manager/Analyst to assess creditworthiness, build risk models and approve loan requests. You will conduct thorough financial analyses using Excel, develop scoring models, and monitor repayment performance to manage risk and optimize revenues.

The role requires strong analytical skills, attention to detail, and experience evaluating client creditworthiness in a dynamic lending environment.

Qualifications

• Proven work experience as a Credit Manager, Credit Analyst or similar role.
• Excellent analytical skills, with the ability to create and process financial spreadsheets (Excel).

Responsibilities

• Research and evaluate clients' credit worthiness.
• Create credit scoring models to predict risks.
• Approve or reject loan requests based on credibility and potential revenues and losses.
• Calculate and set interest rates.
• Monitor payments.

Skills

Credit analysis

Financial modeling

Excel proficiency

Risk assessment

Job description

• Research and evaluate clients credit worthiness.
• Create credit scoring models to predict risks.
• Approve or reject loan requests, based on credibility and potential revenues and losses.
• Calculate and set interest rates.
• Monitor payments.

Required Candidate profile

• Proven work experience as a Credit Manager, Credit Analyst or similar role.
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel).