Branch Business Head

Equitas Small Finance Bank Ltd.; Jodhpur, Bhilwara; Sur place; INR 1 800 000 - 2 400 000; Plein temps

Résumé du poste

Equitas Small Finance Bank is seeking a Branch Business Head for the Bhilwara region, Rajasthan. The role requires stabilizing branch performance, steering credit disbursement, and driving cross-sell strategies to achieve growth targets.

The ideal candidate will have 4–5 years of relevant experience, strong leadership, and strategic thinking to manage a high-performing team within the North zone. This permanent position is based in Rajasthan with responsibilities across the Bhilwara branch

Qualifications

• Strategic approach to business growth at branch level.
• Strong leadership to drive targets and team performance.
• Sustainability and responsible banking practices.
• Innovation-led transformation to improve customer experience.
• Customer focus across banking products and services.

Responsabilités

• Achieve disbursement and portfolio targets as per branch budget.
• Monitor productivity and ensure target achievement per annexures.
• Manage branch portfolio and drive cross-sell opportunities.
• Ensure timely completion of loan processing and PDDS.
• Drive performance metrics like WIRR, POS, and customer satisfaction.
• Lead and mentor the branch team, maintaining high engagement.

Connaissances

Strategic Thinking

Leadership

Sustainability

Innovation

Customer Focus

Description du poste

• Emerging Enterprise Banking>North>Rajasthan>Rajasthan>Jodhpur>Jodhpur>Rajasthan>16040>Bhilwara

Posted On 15 Oct 2026

End Date 14 Nov 2026

Required Experience 4 - 5 years

Basic Section

No. Of Openings 1

External Title Branch Business Head

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Department VF

Sub-Department Business

Generic Role Branch Manager

External Title (Job Role) Branch Business Head

Zone North

State Rajasthan

Region Rajasthan

Area Jodhpur

PT Location Rajasthan

Branch Code 16040

Branch Name Bhilwara

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

1 Achieve disbursement targets
as per budget plan [UCV & NCV] 20% Actual Disbursement Vs Objectives As per annexure 1

2 Ensure SO productivty as per target 20% % Achievement As per annexure 2

3 Branch Portfolio 15% % Achievement As per annexure 3

4 Completion of PDD on time for the loans disbursed 10% % Achievement As per annexure 4

5 Cross Sell Penetration 10% % Achievement As per annexure 5

6 WIRR as per product Matrix 10% % Achievement As per annexure 6

7 Team Management 5% Average Mandays of Training per Team Member As per annexure 7

8 Team Development 5% % of Attrition & % of eligible employees earning incentive As per annexure 8

9 Culture Ambasaddor 5% HR Branch Visit Score As per annexure 9

Weightages for NCV/UCV will be basis the budgeted disbursement numbers

Annexure - 1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Actual Disbursement Vs Objectives >110% 101 - 110% 91 - 100% 80 - 90% <80%

Annexure - 2

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Actual Disbursement Vs Objectives >110% 101 - 110% 91 - 100% 80 - 90% <80%

Annexure - 3

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% of POS depending on seasoning of branch Seasoning (months)

30 + POS % < 2.00% 2.01-2.50% 2.51-3.00% 3.01-3.50% >3.50% 3-5 months

<3.00% 3.01-3.50% 3.51-4.00% 4.01-4.50% >4.50% 6-12 months

60 + POS % <3.00% 3.01-3.50% 3.51-4.00% 4.01-4.50% >4.50% 13-18 months

Gross NPA % <3.00% 3.01-3.75% 3.76-4.50% 4.51-5.25% >5.25% 19-24 months

<4.00% 4.01-5.00% 5.01-6.00% 6.01-7.00% >7.00% > 24 months

Annexure - 4

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement 100% 95%-99% 91% - 95% 85% - 90% <85%

Annexure - 5

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement <=5% 5.1 - 5.5% 5.6 - 6.0% 6.1 - 6.5% > 6.5%

Annexure - 6

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

% Achievement >120% 100% - 120% 95% - 100% 85% - 95% <85%

Annexure-7-Team Management

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Attrition % <10% Annualized Attrition 11% - 15% Annualized Attrition 16% - 25% Annualized Attrition 26% -35% Annualized Attrition >35% Annualized Attrition

% of eligible employees earning incentive >75% of employees earned incentive >50%-75% of employees earned incentive 35%-49% of employees earned incentive 20-34% of employees earned incentive <20% of employees earned incentive

Annexure-8-Training Mandays

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

Average Mandays of Training per Team Member >=3 2.5-2.99 2-2.49 1-1.99 <1

Scoring method 5
(Outstanding) 4
(Excellent) 3
(Very Good) 2
(Good) 1
(Adequate)

HR Branch Visit Score (Average of Branches) <1.25 1.25-1.5 1.5-1.75 1.76-2 >2