Assistant Branch Manager - Gold Loan

Suryoday Small Finance Bank; Pune District, Navi Mumbai; On-site; INR 350,000 - 550,000; Full time

Job summary

Suryoday Small Finance Bank is seeking a branch professional to drive gold loan disbursements and manage end-to-end loan processing, including renewals and closures, while ensuring strict documentation and controls. The role focuses on building client relationships, gaining new business through market activity, and safeguarding pledged gold assets.

You will monitor branch performance, collections, and productivity, contributing to overall branch success and timely recovery of dues in a

Responsibilities

• Achieve monthly and annual gold loan disbursement targets.
• Generate new business through market visits, customer referrals, campaigns, and local marketing activities.
• Build and maintain relationships with existing and prospective customers.
• Supervise end-to-end gold loan processing, disbursement, renewal, closure, and part-release activities.
• Ensure accurate documentation and adherence to operational processes.
• Monitor daily branch transactions and operational controls.
• Ensure proper custody and security of pledged gold ornaments.
• Monitor branch portfolio performance and productivity.
• Ensure timely collection of interest and overdue amounts.
• Follow up on delinquent accounts, margin shortfalls, and renewal cases.
• Ensuring Overall Productivity of Branch Team

Job description

Achieve monthly and annual gold loan disbursement targets

Generate new business through market visits, customer referrals, campaigns, and local marketing activities

Build and maintain relationships with existing and prospective customers

Supervise end-to-end gold loan processing, disbursement, renewal, closure, and part-release activities

Ensure accurate documentation and adherence to operational processes

Monitor daily branch transactions and operational controls

Ensure proper custody and security of pledged gold ornaments

Monitor branch portfolio performance and productivity

Ensure timely collection of interest and overdue amounts

Follow up on delinquent accounts, margin shortfalls, and renewal cases

Ensuring Overall Productivity of Branch Team