Senior Payment Risk Analyst — Elevate Risk Strategy

DECTA; Dublin; On-site; EUR 60,000 - 70,000; Full time

Job summary

DECTA in Ireland invites applications for a Senior Payment Risk Analyst to join the Second Line of Defence. You will independently monitor and challenge risk management frameworks to safeguard the company, merchants and partners, aligning with Central Bank of Ireland expectations.

With 2–5 years in risk within financial services, you will report to the CRO, support Enterprise Risk Management, Incident management, and DORA compliance, helping maintain operational resilience as the business grows.

Qualifications

• 2–5 years' experience in enterprise risk, operational risk, compliance, internal audit or a related governance role within financial services.
• Qualification in Risk Management, Business, Finance, Economics, or a related discipline.
• Strong analytical, organisational and problem-solving skills.
• Excellent written and verbal communication skills.
• Experience preparing high-quality management reports and presenting information clearly.
• Proficiency in Microsoft Office, particularly Excel, Word and PowerPoint.
• Experience within an E-Money Institution, Payment Institution, fintech or banking environment.
• Knowledge of DORA, operational resilience and enterprise risk management frameworks.
• Experience with risk management software or governance, risk and compliance (GRC) systems.

Responsibilities

• Support the CRO in the implementation, maintenance and continuous improvement of the Enterprise Risk Management Framework.
• Coordinate the identification, assessment, monitoring and reporting of enterprise, operational, ICT and emerging risks across the business.
• Maintain the corporate risk register and monitor the timely completion of risk mitigation actions and remediation plans.
• Monitor operational incidents, Key Risk Indicators (KRIs) and risk appetite metrics, ensuring material issues are escalated appropriately.
• Prepare risk reports, dashboards and management information for Executive Management, the Board and Board Risk Committee.
• Support the organisation's Operational Resilience, Business Continuity and DORA frameworks, including resilience testing and incident management.
• Conduct risk assessments for new products, projects, outsourcing arrangements and material business changes, providing independent challenge where appropriate.
• Promote a strong risk culture through guidance, training and engagement with the business, while maintaining risk policies, procedures and documentation.
• Provide operational support and appropriate cover for the CRO during periods of annual leave or other absence, ensuring continuity of key second-line risk activities.

Skills

Risk management

Analytical skills

Communication skills

Reporting

Excel

PowerPoint

GRC systems

DORA knowledge

Financial services

Governance

Education

Degree in Risk Management

Tools

MS Office

GRC software

Job description

DECTA in Ireland invites applications for a Senior Payment Risk Analyst to join the Second Line of Defence. You will independently monitor and challenge risk management frameworks to safeguard the company, merchants and partners, aligning with Central Bank of Ireland expectations.

With 2–5 years in risk within financial services, you will report to the CRO, support Enterprise Risk Management, Incident management, and DORA compliance, helping maintain operational resilience as the business grows.