Payments Fraud Lead: Data-Driven Detection & Strategy

AIB; Dublin; Hybrid; EUR 90,000 - 130,000; Full time

Benefits offered by this job

Market pension scheme

Healthcare scheme

Variable pay

Employee assistance programme

Family leave options

Two volunteer days per year

Job summary

AIB is seeking a Payments Fraud Lead in Dublin to advance prevention, detection, and control optimisation of payment fraud across use cases. The role combines analytical rigor with strategic influence, partnering with fraud operations, risk, and technology teams.

You will analyse trends, develop rules and interventions, and drive improvements in thresholds, KPIs, and reporting to strengthen our fraud controls. 3 days a week in Central Park, Dublin 18, with hybrid work options.

Qualifications

• 5–8 years of experience in fraud, financial crime, risk analytics, decisioning, or business analysis within banking or financial services.
• Strong understanding of payment fraud typologies, transaction monitoring, account takeover, mule activity, and fraud decisioning initiatives.
• Experience working with fraud detection, analytics, or decisioning platforms such as Featurespace or similar systems, including rule development, scenario implementation, tuning, or optimisation.
• Strong data analysis capability with hands-on experience using SQL and large datasets, including querying, manipulating, and analysing complex data to identify fraud patterns, trends, and root causes.
• Ability to define structured, data-driven solutions and to work effectively in fast-paced delivery environments with multiple dependencies.
• Strong communication and stakeholder management skills across fraud, operations, and related functions.

Responsibilities

• Gather, analyse, and document business, fraud-risk, regulatory, and operational requirements for payment fraud detection and prevention initiatives.
• Apply fraud domain knowledge to review and enhance existing payment anomaly detection, fraud rules, and machine learning models.
• Work on payment fraud use cases such as transaction monitoring, fraud prevention strategies, and investigation workflows to analyse trends and root causes using data insights.
• Support the design of controls, KPIs, and reporting mechanisms for payment fraud operations and decisioning.
• Collaborate with fraud operations, compliance, risk, technology, engineering, product, and data teams to implement and improve fraud detection solutions.
• Contribute to threshold optimisation, intervention design, and continuous improvement of payment fraud controls.

Skills

SQL

Fraud analytics

Stakeholder management

Cross-functional collaboration

Data-driven decisioning

Tools

Featurespace

Job description

AIB is seeking a Payments Fraud Lead in Dublin to advance prevention, detection, and control optimisation of payment fraud across use cases. The role combines analytical rigor with strategic influence, partnering with fraud operations, risk, and technology teams.

You will analyse trends, develop rules and interventions, and drive improvements in thresholds, KPIs, and reporting to strengthen our fraud controls. 3 days a week in Central Park, Dublin 18, with hybrid work options.